They don’t... Unless you want to use the employers coverage. Otherwise you are free to go buy whatever insurance you want. People are just being little bitches trying to demand things from their employers that they don’t want to pay for themselves.

They don’t! you are free to go buy whatever insurance you want. You shouldn’t tell your employer what insurance they have to offer.

Yea, and partially paid for by the employer. Don’t like their rules, then go fund your own healthcare.