You do realize time is fairly universal, right? So... if two people, who average 65 working hours a piece can do it, pretty much anyone can.

If my wife, a resident physician working 6 days per week between 80-90 hours, can manage to make herself breakfast and help with dinner, anyone can do it.

Yep... definitely what I was going to say. I’m a tax attorney and my wife is a resident physician. We pull about 130 hour weeks total. We (mainly I) cook all but one “cheat day” meal at home every single week. I make myself breakfast and lunch, and I make my wife and I dinner. She makes herself breakfast, the hospital…

It’s clear you have no idea what you’re talking about. Go to school, take some classes, then try again.

Oh, so you have a financial degree? Yeah, that does boggle my mind.

Really? A hard pull is attempting to use someone else’s credit? You should probably notify FICO that they’re doing it wrong, since, you know... banks and other lending institutions use hard pulls to determine MY creditworthiness.

Yes, I understand that. But, I still don’t think it’s logical to penalize someone for having credit checks. That’s penalizing someone who is trying to use their credit. If your score is over 750, it should be assumed that, if you’re getting multiple checks, you’re probably doing something productive with your credit.…

Really? So, when my wife and I bought a car and a house, and opened a credit card to get a discount on some furniture, all within a month, we were stupid? Even though every one of those expenses composed no more than 25% of our total income?

If my income easily covers my debt, why should my score drop? That’s literally being punished for using credit. That doesn’t sound stupid to you?

Oh, I’m aware. Guess which one they do when you’re applying for anything substantial (house, car, student loans, refinancing, credit cards, etc...).

I think this aspect of credit is stupid. It’s basically saying “we’re going to punish you for using your credit.”

There’s also the issue of anesthesiology being more or less a guessing game. For example, doctors don’t know exactly how Propofol (a very common analgesic and anesthetic) actually works beyond acting as an on/off switch for the brain.

The people who get screwed are usually the ones doing it pro se or have bad lawyers. There’s a reason why people hire lawyers, we’re trained to do this stuff. I mean, me personally, you’d have to put a gun to my head to do family law. But, there’s a reason people go to school for 3 years and take a licensing exam.…

My house is absolutely not an investment. My house is where I live. I make improvements to my house because they’re things I want, not things I think will make my house more valuable. I expect to get at least what I paid for my house, and if I get more than that, good for me.

That’s not even remotely true. Even no fault requires pleadings. Further, if the married couple has kids, assets, debt, or literally anything they share beyond rent (and even then if one spouse works and the other doesn’t) they will need a lawyer.

But that may be because you don’t know what you don’t know. What I mean by that is, if you were entitled to X, Y, and Z, but had no knowledge of those entitlements, you may well think everything worked out for you, when in reality, you got screwed.

What do you think the percentage of amicable, no asset, no child, simple divorces are? I’d bet it’s somewhere in the single digits, i.e., 1-9% (though I’d bet lower than higher).

You know you can hire attorneys for collaborative divorce, right? It’s just a training family law attorneys go through. Also, family court is most definitely a court of law. It tends to revolve more around facts than actual law, but it’s definitely a court of law.

I agree that if it can help someone who cannot afford a lawyer, that’s good.

The first problem I’d see is that, unless there are attorneys licensed in whatever state the person is in, they cannot give “legal” advice. So any advice regarding what the person should do, or what rights they have, is a violation of law punishable by at least a misdemeanor, and in some jurisdictions it’s a felony.