As you point out, it’s $30 or so per year. Most people won’t even pause to consider saving $30 per year. That’s $0.08 per day. Personally, the amount of time it takes to try and figure out how to get my withholding amount to net $0 at the end of the year isn’t worth the $30 it will save me.

I’d rather not figure out what my withholdings would be in order to basically net $0 and I’m a tax attorney. I can’t imagine nearly anyone bothers to figure out exactly what numbers have to been to correctly equal $0 owed or refunded.

You’re right that it being an interest free loan is a fact not opinion.

What you’re relying on there is dollar cost averaging, which basically says, it doesn’t matter what you’re putting into the market, so long as you have a regular investment period (let’s say, monthly) and do it over a long time.

My wife is a resident neurologist pulling 80-90 hour weeks and I’m a tax attorney, working about 50 hours per week. We don’t have time to cook gourmet meals during the week. However, I use the weekends, when I’m doing housework, to make a ton of meals that are very good and will allow us to reheat quick meals during…

Apparently, it’s not as common as you think. These scammers target millions of people and this scam is seemingly effective according to the DA’s office.

This just recently happened to me, so I thought I’d share.

I’ve already used the DK2. It’s what sold me VR. My friend has the DK2 with a bunch of games. The Battle of Endor was like living a childhood fantasy.

Not from a lot of the reviews I’ve read. People were generally very happy with PS VR and its performance. Not to mention the 120 Hz refresh rate, so no lag.

They have to. I’d imagine Sony is ecstatic about the Oculus’ price. There’s no way a PS4 owner (myself included) would spend double what the console costs on a VR headset. So, the reasonable range would be $300-400.

I have to imagine Sony is salivating right now. They know not a single PS4 user will spend $600 for the PS VR, so they’ll probably come in around $300-400 which is still a substantial investment given that the PS4 is $350.

Not even remotely true. I’ve played every AC game (save for Rogue) multiple times. AC II was the best and AC IV was at least equal, maybe even better because of the way they allowed ship combat and island combat and gave each distinct characteristics unlike in AC III where the naval battles seemed crammed in.

You’re 100% wrong about AC Syndicate. Unity was terrible, Syndicate was as good as AC II and IV.

What you just wrote is the very definition of word salad. You strung together words that, at first blush, seem to convey some type of meaning. However, up on actually reading it, you’ve stated complete and utter nonsense. It’s an incoherent sentence that has no meaning.

It’s a gamble. You can try to clean out the FSA at the end of the year, but at that point, you’re just spending money to not have it taken away.

You’d have to look at the specifics of what is covered, but under federal law (The Mental Health Parity Act and it’s subsequent amendments), mental health benefits have to have parity with medical/surgical benefits.

Came here to say exactly that. For anyone with health insurance, it’s highly unlikely you’ll ever be able to deduct any medical expenses because policies have out of pocket maximums below (typically) 10% of one’s income.

So... which was it then? Was my statement sarcastic or not? Can you tell? I don’t think you can.

Really, so sarcasm to you is completely detectable through text, to you? Hmmm... interesting. You must be very intelligent. (Was that sarcasm or not, I’ll let you be the judge).

Which, based on what was written, seems to be valid. If sarcasm was intended, it’s not conveyed well through text. A little /s or very heavy handed sarcasm is required to convey meaning through text.