You’re right that it being an interest free loan is a fact not opinion.

What you’re relying on there is dollar cost averaging, which basically says, it doesn’t matter what you’re putting into the market, so long as you have a regular investment period (let’s say, monthly) and do it over a long time.

Well, that’s just a stupid assumption.

Assumption and misreading of my comment.

How exactly am I wrong? When someone ASSUMES an unspecified fact as “true,” that person is, or may be, wrong.

You’re operating, on the completely incorrect, assumption that I’m not in the right lane.

I’m willing to take my chances. Likelihood of dying in a car accident 1:112 or .8%. Likelihood of dying from a gun 1:6699 or .015%.

I never said I didn’t move over. In fact, I do, when it’s a) not dangerous, and/or b) the person isn’t being an asshole. If I’m not in the passing lane, or I’m in the passing lane but there’s a line of traffic in the other lane that I’m rapidly passing, and someone is riding my ass, I’m not going to be nice to that…

Physics would say that if you rear ended a car while you were going 70 and the other car was going 60, it’s as if it was like a car hitting a stationary object at 10 MPH. However, momentum would keep the car straight, unless the hit was to the side. So, unless you jerk the wheel or the person performs a PIT maneuver,…

I do, but I’m not a car guy. I love my manual because I enjoy driving a manual. I could care less about my car. My car is just another thing, if it died, I’d get a new one.

For me, I always do the speed limit or about 5 over, I might slip to 10, but I try not to go that fast as the cops here will bust you for 10 over. I am probably the safest driver on the road. In the 17 years I’ve been driving I’ve never had an accident, I’ve never had a speeding ticket, and I was only pulled over once…

That is awesome.

What fucking video? Do you know how many dashcams I’ve seen in real life from non-police cars? Zero.

Nope, what’s your point?

Nah, if someone is being an asshole, completely unprovoked, then I have no problem if that person is subsequently fucked with. I’d imagine about 99% of the human population would agree.

No, my reasoning is, if someone’s being an intentional asshole and breaking the law, then the universe demands a little karmic retribution. Not to mention, if they’re tailgating me, they do it to other people, creating unsafe conditions wherever they go. Maybe, they’ll think twice next time.

Prove that I downshifted to cause an accident and not that I wanted to decelerate. I downshift all the time to get a speed boost. It’s pretty common.

There are approximately 1.7 million rear end collisions in the US per year and only 1,700 deaths. That puts the probability of death at .1%. At that point, you’re more likely to die just driving than you are dying from a rear end collision.

Ha. My friend had a Jeep Cherokee where the rear washer nozzle was broken and instead of spraying the window it would spray about 10 feet behind the truck. He used to basically do that to people. That was entertaining.

So, smart ass, what happens when I’m NOT IN THE PASSING LANE?