Nope. I pay 1100/month for 10 years(120 payments). I have 6years and 9 months left and that is what I pay now so it will actually increase as my pay increases. This will actually be more than my loan balance, but YES-IT WILL BE LESS THAN THE TOTAL BALANCE DUE TO THE 7.75% INTEREST ON FEDERAL LOANS. So essentially, the…

I changed my withholding at the beginning of the year to prepare for our marriage penalty. We also have to file married filing separately because my federal student loans are monsterous and I’m on track for public loan forgiveness. Side note-my brother and his wife are both lawyers. Just being married costs them an…