If the federal government didn’t make it so easy to get cheap student loans (we’re talking undergrad here, grad school loans are still extortionary), then colleges would charge less because they wouldn’t be after that sweet federal loan/grant money since there would be less of it on the market. Vicious cycle.

Don’t know really. Probably has to do with some kind of risk assessment/analysis.

A friend who churns credit cards for travel points does this but instead of cancelling (and the resulting credit ding) he downgrades the card to the version that doesn’t have an annual fee. Then he just lets it sit dormant until it’s useful again. His credit utilization ratio is probably 5% at this point :P

Basically, it refers to your first scenario.

This looks amazing. I’m doing my first CSA and about 1/3 of the stuff is new to me.

Slings are cheap. Get another one and wear it while the other one is being washed.

The graphic does kind of read as a flow chart, hence my original comment.

I recently saw something (here I think) where a recruiter said they toss most of the resumes they get with photos because of possible discrimination liability issues. Also, if the certification (like a Professional Engineering license) is required for the job you’re applying for/highly important in your chosen field,…

What day did this happen? Because if it was between May 27 and june 2 or so, there was a whole shit ton of alumni in the area.

Not for a good reason, for the best reasons. +1 internet to you.

Really bad day at work = adding peppermint schnapps.

Hi, what would be a recommended stock ETF mix for someone in their mid-late twenties and a steady job (ie large cap/international/small cap/etc)? I’m looking really hard at moving all of my investing money not in my 401k out of individual stocks and into various Vanguard accounts. My IRA is obviously retirement, but I…

Java Chip + mint shot = bad day at work remedy.

My rule of thumb: car loan has to be equal or shorter than the full warranty term.

Yes, I could play kick the can with an ice filled coffee can for 2 hours but I’m lazy and this article seemed to put this ice cream on the same level as the popsicle yesterday, when it clearly isn’t.

The second step is to stick it in an ice cream maker. Downvote.

This. I have the app version which comes with videos of knife skills which is suuuuper helpful. I also like how there’s sections (with drawings!) of different types of cuts, knives, stirring techniques, etc. Basically all of the cooking vocabulary is defined. I wasn’t a beginner when I got the app, but it definitely…

Eh maybe. But in the pic you posted, the model has a more kite shaped calf where in the YSL ad, the calf tapers smoothly from knee to ankle. I’m sticking with computer generated on this one.

I’m going to go with C+ in photo shopping.

Probably that his son is a psychopath.