I’m pretty sure you used to be able to deduct credit card and student loan interest if you itemized. Of course, I never itemized back then so I could be talking out my ass...

I’m so happy for these grads. Very generous of this billionaire as well. Here is how (I think) society deals with student loans. Motivate Boomers to give a fuck (I’m a tail end Boomer, and I freely admit we are terrible). You could try talking about a concept called intergenerational inequity: where I had to work 6…

This sounds a little rickety? Maybe it’s not, but I cannot risk a perfectly good cake. Do you have a picture?

I am old and when I entered the workforce I was told by everyone that it would be gone by the time I retired. May still work out that way, but they’ve been saying this since before most people on this thread were born.

My net worth at 29 was zero. I started saving super late (do not be like me, I sucked). When I started in nonprofits (small, community based organizations) there was no option for a 401K or a 403B anyplace I worked. Sure, I could have switched fields but I wanted to save the world and, as you can see...wait, that…

I think this is an approach that works well in some markets. But in others (where Air BnB or low vacancy rates bring dollar signs to a landlord’s eyes) even a super handy, pleasant tenant is going to find themselves on the short end of a negotiation. I wish you were my neighbor, though, because it sounds like you are…

I’m sorry for what you went through. I’m sure it was horrible.

Jesus. And waking up every day to feel not the transcendent joy we are assured in song and story that all women feel but the overwhelming presence of your rapist in your body. Forget birth. I couldn’t live through the pregnancy.

15% tip in San Francisco is actually the definition of indecent. Seriously. Not decent in Normal, IL, frankly. Tip cheap if you must, but don’t call it decent.

Check splitting is a trust fund baby trick. Don’t fall for it.

I just discovered that book a few months ago. And I found it life changing. That’s how I started with the cash spending, in fact.

Switching to cash is an oldie but a goodie, and definitely is curbing my spending. I have been doing this for the last three months. I give myself $100 in cash for the week. (My transit fees are auto paid, and this obviously is not meant to cover phone/electric/gas/mortgage). I can never decide if that is too much or…

I suck at this. I batted about 50%. I’m pathetic. Signed, Doomed to lose all my money to some hacker who lures me in with an AI generated photo.

That is amazing strength because I can’t imagine what it takes to override instinct. I’m so sorry.

Actually, most kids can learn without experience but research shows that adults learn best experientially. For example, if someone is telling you how to crop a photo in a new piece of software, a kid would be more likely to remember it than an adult. The adult needs to practice the skill. The child can learn the skill…

Yup. And even then? They teach you, “Reach, throw, then go.” I was trained that if someone is in distress try to help them first from the deck if you can. You practice throwing the tube past someone in distress and pulling it in front of them. The idea is that, even when trained, you are at risk for being pulled under…

I’m sorry about your friend.

This was one of the most shocking things I learned when I did lifeguard training (at 40). I had no idea that you could drown “quietly”. One of the things that we were taught was to look for swimmers whose body position is vertical in the water, a sign that they are laboring. Also? If your child does have an episode…

Is that quilling? What is that called when you use those little swirls of paper? I want to know.

Michelle Wolf is a national treasure!