My interest rates are extremely low below 2% and I have much better things to do with my cash then using it on depreciating cars. There’s a reason a lot of us use financing options then paying cash. I pay cash for collector level vehicles that I do not use in my normal course of business.

Hi Hayden I appreciate your background from the insurance companies perspective. Now I’m in the used car financing business. The issue here is that at the time my car was only 1 year old with 4,800 miles in which I have GAP. My issue is at the time I had no interest putting a claim on my personal insurance and have to…