We have to find this other application now. Turns our that there are a whole bunch of Nissans that use that system and the nub is available on Amazon: https://www.amazon.com/Nissan-46512-H0101-Rubber-Stopper-Brake/dp/B00TNL826G

Counter point: yes, they do.

That is not how it works. What you wrote is gibberish.

Thats not always true, especially for well off people. If I can save my 25k or so I want to spend on a car and get a very low rate loan (0% to 2.9%) and can earn more interest on my money in the stock market or other investments, its a smart idea to take that loan and keep the interest spread for yourself instead of…

One of my sisters drives a $40k luxury car (bought used). She’s a SAHM and she and her husband own a large home in a pricey suburb. My other sister is a single social worker who lives in a rent-controlled apartment with a roommate and drives a $15k economy car (bought new because she wanted a good warranty).

Some consumers have simply never learned how credit works, and with auto dealers having enormous flexibility to set rates as they please.

Funny, every time I have bought and financed a car there has been a document, which I was required to sign, that in rather large, BOLD numbers said exactly what the interest rate was and how much the total interest charge was going to be.

The problem isn’t subprime loans. The problem is subprime borrowers.

As someone who has been on the “other side of the desk” having owned a lot which sold buy-here-pay-here notes I can tell you that some people are so stupid nothing is going to help. I started in the business when I was 14 buying and selling cars for $500-1000 cash and loved it but over time fewer and fewer people…

“But for many low-income, working-class folks, that’s the only option available to them.”

auto lending is a fairly unregulated practice

With a link to a lengthy think piece on microaggressions.

You should report Alex et al. to HR.

I don’t buy your premise. Yes, the average purchase price may be increasing, but that is different than the cost of a car. Most importantly, when you consider the astounding improvements in safety and emissions/economy of the past 15 years alone, it’s impressive that you can still buy a middle of the road sedan for…

I think lots of this is because cars don’t start to self destruct at 75K miles anymore. It used to be that when the car payments were done, the vehicle you just finished for started eating things. First, you’d get a thermostat or maybe a carb rebuild. Then it’d be an alternator or starter and then it’d be a failed…

A lot of factors combined here.

FIFY

Many poor people who win the lottery are poor again within a few years. Just giving money away will not really solve any problems. 

It is amazing you have to actually try this over and over again and expect the outcomes to be different. The funny thing is the money is this, “The test is partially intended to see if receiving routine payments will quell anxieties around losing jobs to automation.” We have proven automation increases the amount of…