I mean, I don’t think it’s low end hardware, but it’s a lot lower-end than Nintendo could have gone with at launch. They could have gone with a higher resolution screen or an OLED. They could have gone with Nvidia’s newest chipset instead of their four year old one. They could have included thunderbolt 3 and opened…

Honestly, I think that 4K just refers to the actual capabilities of the hardware. If it remains a portable system with no extra GPU in the dock (which is likely), then I don’t see many new games running at more than 1080p or maybe 1440p. But it will have hardware designed for 4K video streams, including the latest…

A lot of games, however, made good use of the additional hardware even though they ran on the old 3DS too, just like the PS4 and Xbox one. 

This seems. . . . unlikely. This is going to be the equivalent of the New 3DS or the upgraded versions of the PS4 and Xbox 1. There’s no way that at this point in the Switch’s lifecycle, Nintendo is going to spend significant amounts of resources developing games only for the new console or letting third parties…

Or, you know, we could use our consumer power and freedom of expression to actually push back against this, because we live in a free society. Heck, we could even use our free elections to push for laws that fine or otherwise impose penalties on companies that engage in certain types of censorship in response to…

I guess that’s true if your definition of security is security through obscurity. Yes, there is a lot more malware for Windows.

Mac does a lot better in a corporate environment these days. It’s one big advantage over Windows or Linux is tight integration between the OS and hardware. You can usually push out updates to Macs fleetwide without being so concerned if one of them has some funky different hardware configuration that will cause a…

$800K for a 2-bedroom fixer-upper sounds about right. Berkeley is one of the more affordable places to live. I wish the rest of the Bay was that cheap. 

Yes, and since TikTok operates at the application layer, there is no legitimate reason for them to track it. This is very likely intentionally done in order to gather immutable hardware information.

I would say it’s certainly worse, from a national security perspective. Google doesn’t give its data to Chinese government. Does TikTok? I don’t know, but I wouldn’t trust them not to.

I live in California. I don’t know which other states have similar tax laws, but I thought worth mentioning since it’s the country’s most powerful and populous state with a ton of people doing business and working here,  the fifth largest GDP in the world.

If I didn’t have any planned medical expenses and there were no rollover, I probably wouldn’t use it at all or just put like $100 in it to buy medicine and supplies.

I’d have to check on it, but that doesn’t sound right. Since you’ve already paid the income tax on HSAs and the capital gains tax on any dividends or profits from investments, HSAs shouldn’t show up as taxable income when you withdraw them. It would be just like withdrawing money from a regular brokerage account. It’s…

Bienvenido a California! We tax income at 0.093, starting at $56K. Add in the standard deduction, and this is what the median income is in my area, so that’s the tax bracket that I chose to use. California taxes income over $1 million at 13.3%. We probably have a lot of high salary earners here too compared to other…

Yes, and you can’t contribute directly to a Roth IRA if you make a decent salary. But you can convert most other retirement funds into a Roth IRA. For instance, you can roll-over Roth TSPs and 401ks directly and you can convert regular 401ks and IRAs to Roths IRAs.

In my state, they fully-tax HSAs. Like, for every $1000 you pay into your HSA, you pay $93 in income tax. And then once it is in there, you have to pay capital gains anytime you earn dividends or make money selling investments (like stocks). Since I’m not maxing out my Roth TSP or 401K, I don’t contribute any money to…

That depends on where you live. In my state, you still have to pay taxes on HSAs and they count as income when you withdraw the money in retirement, so 401ks and IRAs can be better for a lot of savers if they’re not maxing both out, especially Roth accounts.

I don’t think they’re perfect, but they work very well if you use them correctly. Like, let’s say you need to pay $3000 for braces. You put the money in there, use it by the end of the year, and you just saved yourself over $1000 in income taxes. You can also roll-over $500, so you can safely store a bit of money for…

There is nothing wrong with FSAs. Employers offer them because they are a benefit that many employees make good use of.

Yeah, that makes complete sense. I try to keep about 1-2 months of spending in my checking account and about 2 months of expenses in my money market account at all times, just in case I need a lot of cash, fast.