If you can’t get it with a manual trans, it’s not a sport sedan.

A horse is more reliable then a $20,000 S-class.

They actually make money with financing so they are not likely to give you money if you pay cash.There’s absolutely no incentives at all for them for you to pay cash. That was probably true 30+ years ago when automakers didn’t had financial arms.

I agree completely.

Or, you could save up the money to buy whatever car you want instead of borrowing from an asset that could depreciate.

There’s a difference between a collector car and a normal car. For a normal car, there’s absolutely no reason to use an equity loan... if you can get an equity loan, you can get a car loan. The car loan will likely have a lower interest rate and be locked in for the term. Equity loans are often adjustable rate and…

Yes of course, but I don’t think that’s what Tom is talking about.

Holy shit people do that ?