Meh, to each their own.  I also like pudding in lieu of frosting (making a pudding cake, of course).  Ice cream also makes a good topping.  Plain cake, though?  Nah, too dry.

Sorry... grammar nazi mode: Your first sentence, “I am a decidedly mediocre baker and an even worst decorator.” Should be, “... worse decorator.”

I’m confused. The conclusion states that it’s more effective to pay down the smaller balances first (snowball method) compared to paying down the higher interest rates first (debt stacking method), yet the cited experiment compares the snowball method to the “equal disbursement” method. Are we comparing apples to…

Statistically, not as hard as you may think. Question: how many felons do you know? And, are you sure? You may know more felons than you realize.

I know several felons, and one thing a lot of them seem to have in common: they love to talk. Even though some will exaggerate, understate, or flat-out lie, most of their stories are based on actual events: what they did and how they did it. A few will even brag about their exploits, and I’ve found that those stories…