I ordered 9 things on amazon this weekend and i hope my city wins the amazon 2nd HQ. The biggest employer here pays no local property tax and was incentivized to build here. Then it brought 20k professional jobs to the area. This town has gone through a massive boom because of them and its a great city.

ok, math checks out. As long as you have enough liquidity at the time of the accident to pay the 10k out of pocket and the downpayment on a new car (maybe $0?) you are all set

That is simply not true. Keeping around an old card with zero balance does nothing to hurt your credit score and in fact HELPS your credit score in 2 ways: It (1)decreases your credit utilization percentage, and it (2)lengthens your average credit account age.

We had cash to buy our last car, but when ford offered us for 0% for sixty months, we stashed it into a money market and set up automatic payments.

Also keep in mind they don’t usually report late payments unless they’re 90 days late.

I did. I needed a truck, not to work in, but just about every weekend to work on my house (my real investment). You are only looking at what you can get with 15k (a whole, fully paid car!) instead of total cost of ownership. My truck will depreciate far less than any $15,000 car over the next 10 years and the added…

Most credit card companies will “forgive” a late payment if you call in right away and have a good record of paying your balance in full with them. Don’t expect to abuse this repeatedly - they’ll likely tell you right away that they only give you that once a year or so (after they lightly reprimand you :)

You avoid it by keeping the vehicle long term and paying down the debt. People are way too fickle about auto purchases, they are a long-term commitment.

Worth pointing out that you need to flip it in sets. If you keep flipping the coin until you have a HT or TH, you have the same bias as a single flip, as the first flip will effectively determine the outcome (for example, you pick TH, and you just flip until 2 flips in a row are TH or HT, if the first flip is H, there…

It’s a “few” followers when her videos are barely getting 50,000 views apiece. If you want free stuff, you have to pay your dues and up your view count and subscriber count. You have to spend your own money for awhile and review things honestly and get a reputation for doing so.

She asked, as she has every right to do, and they made fun of her, as they have every right to do. If you want to point fingers at the internet for getting involved and harassing people, please do so, but I think it’s great to see places that need to pay their employees and bills with real, actual money, telling…

First rule of any endeavor: know your audience. I’m a black dude and I know Ireland (I lived there a few years, and still have family there). The Irish keep it real like that. She profits off spon-con, which is advertising disguised as reviews - so she deserves mockery. “I’ll give you great coverage if you give me a…

I’ve done sales and marketing for almost 2 decades and her ask is not crazy. People need to get out of their, “I hate youtubers, influencers, millennials, or whatever” bubbles and realize that this is a young woman who was just trying to run her business like she’s been told it should be run probably by people above…

On the counterpoint, being paid to provide a review (and a free room is paid) eliminates any objectivity from the review, since if you trash a place in your review, you won’t get free rooms to review other places, so you are overly glowing.

Is anyone arguing that My Cousin Vinny is anything other than great fun? It does get an 85% on RT...

So this “blogger” not only started and then first escalated it when she could’ve just backed away after the hotel said it was fed up with youtubers expecting freebies but yet is still dragging it out when White Moose’s social media game is far superior to hers, even with the supposed handicap of them being over 30.…

I think there’s also the effect of being married to Shelley, which averages out to about a year of late-middle age ennui per real-time month. But she also apparently invented being goth by age 14 or so. Combine that with the brilliance of Frankenstein, and it’s an amazing achievement.

Fuck that. Ralph Macchio’s career ended when he got arrested for shooting the clerk in Alabama.

But he does make them money. Sandler is awful, but clearly he gets clicks as they renewed his expensive production deal. Netflix has analytics well beyond what TV and Film has had in the past. I find it hars to believe that they have any interest besides making money. If they thought Mo’Nique could do Chappelle or…

They even had their own business cards?