I saved using a 401K for 20+ years and a variety of stocks and private mutual funds for nearly 30 years and made a nice return. Yes the downturn in 2007/2008 hit hard for those that panicked and cashed in. I held steady and road the market to the bottom and then road it back to the current levels which has produced…

It does my heart good to see a young person planning and saving for their retirement. I am 72 years old and I saved for my retirement for 48 years. I also paid SS tax for 50+ years. I didn’t believe SS would be around when I retired. I managed to save/invest on my own as I would read everything I could get my hands on…