Don’t give yourself the chance to spend your money. Transfer it to a savings or money market account. Going forward, set up automatic transfers from checking to savings so a certain amount comes out each month as soon as you get paid so you don’t have a chance to spend it.

After getting a a pretty stiff raise (yay!), I’ve discovered I’m living well below my means and I want to buy a house. I’ve been spending pretty indiscriminately, though for a few months. What would you recommend to help me curb my newfound bad habits and save up for a down payment? What tools do you recommend to keep…

What are some unique savings strategies you can suggest for saving up some extra cash for holiday shopping?

Hello everyone. This is Cameron Huddleston. I’ve been writing about personal finance for 14 years, so hopefully I can answer some of your questions today about what you should be doing before the end of the year to get ahead financially.