Excuse my ignorance here, but what is dwb? Driving with beer?

But hey, props to you for only having one year left on your mortgage!

Lobster. I’m planning to sous vide some lobster for Valentine’s Day, and would love to learn how it works out for you first.

If I’m in a mall or some store and decide I want to purchase something that I think I may end up regretting, I walk away. If after all of my other shopping I still want to come back to it, then I allow myself to reevaluate it at that time. It allows me to distance myself from that “moment,” both mentally and…

I learned something today. Thank you

I just use the Hot Corners on my Mac for this. When I swipe the cursor to the bottom right it instantly locks my computer and puts the display to sleep.

While I tend to agree with you, I actually did this once, on a whim. I paid the $3.24 in shipping for the free item. It showed up a couple weeks later (from China, of course), and I actually liked it. It was what It said it was. Granted, I never went back and bought anything from the company, but I did get a cheap…

I keep cash on me for a similar situation but in a different sense. I know that the attacker is going to get more out of me that a $20, so I plan to end up not having my cell phone or wallet. When I go out to bars etc. while traveling, I always take a $20 (or the equivalent in local currency) and fold it up really…

See, and that’s where I struggle. I’m currently getting between 4-17% returns on my retirement accounts (before you subtract the management fees, etc.) but the interest rate on the student debt for my graduate degree is 6.8%. It’s pretty high, and I’ll be paying on it for a long time. Would probably be be better to…

Well I wasn’t sure that I could commit. But the issue was that the job was in the Austin area, and the salary didn’t quite make it affordable to live in Austin. I took a better paying job in Dallas with a higher salary but more standard benefits, and I’m loving it.

I got a great offer from this company in Texas (which I eventually turned down), but the 401k sounded incredible. They put in 10% of your salary for you, regardless. Then, if you put in another 6% yourself they will put in an additional 4%, bringing the total up to a whopping 20% of your salary.

Yeah, this is why I will only go with a Fee-Only Financial Advisor.

Yeah, that’s my fear. They’re all from previous employers. Each small account has its own set of fees, and it would probably make sense to consolidate them.

What this post really reiterates to me is that I need to sit down with a Financial Advisor. I’m 32 and make a decent salary. Put away 12% of my salary each year, but I’ve got 5 different retirement accounts that all have a small sum in them ($1,200-$22,000), and >$50k in student loans.

Ah, thanks for clarifying that you were mainly talking about white millennials.

This is just opinion, right? Not based on anything factual? I’m not poking, I’m just questioning. Because everything I have seen shows that millennials are voting more and more to the left.

This is my family in Texas as well. In the 2016 presidential election they voted for Trump for two reasons: (1) His stance on abortion, and (2) He’s not Hillary. They don’t have a reason for not liking Hillary [I know this because I asked them]. They are single issue voters, like so many evangelicals. A…

Yeah, but then how would LH get you to click on the article? They need those clicks

Side note: I LOVE to read, and am always looking for something new. Would you recommend The Hours? (obviously not right before bedtime)

Idk how much you make per hour, but it was certainly worth a few minutes of my time to pocket $300 cash