I got a great offer from this company in Texas (which I eventually turned down), but the 401k sounded incredible. They put in 10% of your salary for you, regardless. Then, if you put in another 6% yourself they will put in an additional 4%, bringing the total up to a whopping 20% of your salary.

Yeah, this is why I will only go with a Fee-Only Financial Advisor.

Yeah, that’s my fear. They’re all from previous employers. Each small account has its own set of fees, and it would probably make sense to consolidate them.

What this post really reiterates to me is that I need to sit down with a Financial Advisor. I’m 32 and make a decent salary. Put away 12% of my salary each year, but I’ve got 5 different retirement accounts that all have a small sum in them ($1,200-$22,000), and >$50k in student loans.

Ah, thanks for clarifying that you were mainly talking about white millennials.

This is just opinion, right? Not based on anything factual? I’m not poking, I’m just questioning. Because everything I have seen shows that millennials are voting more and more to the left.

This is my family in Texas as well. In the 2016 presidential election they voted for Trump for two reasons: (1) His stance on abortion, and (2) He’s not Hillary. They don’t have a reason for not liking Hillary [I know this because I asked them]. They are single issue voters, like so many evangelicals. A…

Yeah, but then how would LH get you to click on the article? They need those clicks

Side note: I LOVE to read, and am always looking for something new. Would you recommend The Hours? (obviously not right before bedtime)

Idk how much you make per hour, but it was certainly worth a few minutes of my time to pocket $300 cash

That’s what I did. Picked up my iPhone X and sold my iPhone 6S for $300 on Craigslist on the way back home.

I keep around $500 or so in checking. Like one of the other posters, I put everything on a credit card (in this case, my Chase United Mileage Plus card. Once I hit $25,000 spend in a year I get 10k bonus miles), and then just pay it off each month. Everything else goes into a savings account and a retirement…

Ugh, this. Please kindly do the needful. AKA read the entire email thread below, and figure out the thing I’m trying to tell you do to.

I showed up to my first day on the job at my current position, along with one other person. I asked her what she was going to be doing for our company, and her response was “I don’t really know, but I guess I’m about to find out?”
How in the eff did she even get hired?? SMDH

Yes to all of this. I spent ten years in Houston and learned a few things. Houston has a great ballet, opera, and symphony. Also a great theater district.

I’m learning that you can count on Damon Young for a strongly opinionated, divisive, and polarizing post.

And this is why I got the iPhone X. I have to be actively looking at the thing in order for it to unlock. No one is going through my phone without me knowing about it.

Same here. I got the leather case for my 6S and loved it. Bought the same leather case for my iPhone X and couldn’t be happier. It’ll be the only case I use.

Yeah, FaceID works really well. Even when I first wake up in the morning and [literally] only have one eye open. o-O

What I love is two-fold. first, I love how quickly FaceID works. It works so well and so quickly that it almost feels like it was never locked. I just pick up the phone and start using it.