Yes. Write > Get it out of your system > Save to draft > Get up from the computer > Breathe for awhile > Think about kittens > Return to Computer > Rewrite nicely > Click send. :)

Come back to me when you’ve added GQueues into this comparison. I’ve used many todo apps over the years including ToDoIst and Wunderlist lately, but none of them integrate into the calendar as well if at all. :)

My two cents is that the “saving some cash” is the most critical part of successful personal finance. No matter how good we (or our advisors) are at the other stuff, we still have to save up to make anything happen. :)

This is good as it’s relative to your current lifestyle not someone else’s and yes, it levels the playing field!

I focus on helping myself and others do this - and I’m calling it The OMG Challenge. It’s a money challenge that doesn’t have a payoff until sometime later, and it’s very simple. I added a game to an exercise challenge and lost 24 pounds so far this year!