Thanks for the article! This is an interesting idea. Though I don’t like the continued support of the usurious credit card system, I suppose responsible people exploiting it is a good thing.

I’m having a hard time trusting Equifax. It ridiculous that Equifax screws up, and we’re expected to use their credit monitoring product. No thanks. I’m going to buy identity theft protection with Zander Insurance and hopefully recoup the cost in a class action lawsuit.