Indeed this is what I do. I try not to let the engine do too much of the work of slowing, but I do try to always be in a workable gear until stopped in case I need to use it. I can think of two times I’ve kind of used it (both times people not paying attention, one coming up behind me not realizing the light was red,…

Nope

What kind of motorcycle? Certainly none that I have! Not with additional payload!