I have a terminal degree from one of the top universities in the country for what I did. Before I got my degree I adjuncted at 4 different universities. Once I got my degree, the only work I could get was adjuncting again. And it sucks. This article lays it out well, but also some adjuncts hold non-teaching jobs…

Fancy that. Someone from West Virginia who can’t read.

I’m glad MUJI is on the list, as that is the correct answer.

Good job! Any time I hear that a client or friend is starting a new job, I try to reach out for this very reason. There are some nuances that most people seem to miss, and even small tweaks can add up over time.

I wish them luck on both this and their next marriages.

This is a very good list, except that there’s no way NY and PA are part of the midwest. It’s a hard stop in Ohio. 

There’s one more thing to consider if you’re above the Roth IRA contribution income limit. In 2019, there’s actually a federal max limit of $56,000 on employer and employee contributions to an employer sponsored retirement plan for those who qualify. So you can do $19,000 as your max contribution plus whatever the…

Where is Bruce Willis? He is the very definition of this list! 

I love Emma Watson, but she 100% deserves to be on this list.

This is like what happens the Tom Stoppard play Arcadia

I think we went with Rust-Oleum. They have a line of metallics that’s good quality, so you can pick which finish you like best. Just make sure you shake it up really well before you start spraying.

You can replace your porch light, but you might also just consider spray painting the old ones you have. That’s what we ended up doing. They went from nasty dingy white to a really modern looking hammered metal, and it was night and day different for about $5

Traditional and SEP IRA contributions are good for the reasons your articulated, but for a lot of people saving for retirement, a Roth IRA is the more efficient way to save. Tax free vs tax deferred. Work with your financial advisor to develop the optimal strategy for you.

The years have not been kind to Elizabeth Holmes

This is an under-appreciated comment.

Find a financial advisor who’s a fiduciary and who you trust, and work with them. Investing is more complicated than just putting money into an IRA or 401k, and when you go to retire, your choices could result in tens (or hundreds) of thousands of dollars of difference. For instance, how much should you put into a…

If this wasn’t a combination of strategic tanking and creative bookkeeping, I’ll be incredibly surprised. Capital losses carry over from year to year, so this is a pretty standard way that the rich save money on their taxes. But this is some next level stuff right here.

I have sero interest in this tv

He’s a follower of Republican Jesus

Weird. That Humble guy looks super reputable.