Well at the very least wouldn't contributing the maximum amount that will get matched (5% here) still outweigh the benefit of that money going to student loan payments? That's a non-compounding yield of 80% yearly. I think I'll have to work out the math on that...

And you actually think that an expense ratio in the 1% range would outweigh the benefit of receiving the matching contributions? Because it looks to me like only a few of these options have expense ratios under 1% at all, and those are the super conservative ones that are mostly bonds. The rest are 1% or higher.

(Up to now I've been partly picking and choosing stocks, partly going with some ETF recommendations, and partly using Betterment.com)

True. Where my inexperience starts to come into play is in determining whether I would do better making my own investment choices than I would sticking to the choices in the 401(k) plan.

What qualifies as an insane expense ratio?

I'm about to start my first post-graduate school job and only a few days ago picked my 401(k) options. I struggled for a bit trying to figure out if I should take the matching contributions (first 3% matched, the next 2% matched 50% for a 4% total) or just go it solo because the choices were limited. In the end, I…

Don't lend more than you can afford to lose, and don't lend money to someone unless you know that they will never forget the debt and will always work toward paying it off.

What I don't get is why the Google+ app regularly eats up a huge portion of my battery. Come on Google, you can do better.

One of my biggest fears is passing middle age with nothing to fall back on if I lose my ability to earn income through work. That's why I started investing, and I think that it is fantastic motivation.

Haha, I think I'm ok now but thanks!

My sister got into reading through a Harry Potter audio book.

Ditto. Gotta love the suggestion, "you should try to sleep more." I'd love to sleep more, but I have a newborn, assignments due, finals in a week, and then bar exam prep.

It's definitely worth noting that for the first 3-4 days after giving birth women won't produce actual breastmilk. During this time their bodies produce colostrum, which is extremely nutrient dense, in very small quantities. Newborn babies don't need much (their stomach capacity is less than an ounce), and weight loss…

Unfortunately, this doesn't work quite so well in every profession, e.g. the legal profession. You can (probably) find a job no matter what your grades, but it will be a lot harder and probably won't pay as much.

That was kind of a joke, but even if eating plants directly would be mathematically better because the total number of beings eaten would be lower, eating something that can think isn't that much better, morally, than eating something that can think that ate something that can think.

Can't disagree with you there, I have the same problem with swipe typing on the Google keyboard. Sometimes it works perfectly and other times it thinks I meant random collections of letters that don't form any words I've ever seen before. That being said, I usually get decent results from voice typing if I speak…

You can also use Android's voice typing with the note-taking app of your choice.

Oh, I'm just an idiot, my mistake re: your response.

I don't know why, but I can't read your response...