Nice. My wife and I have done the same thing. Work had, live below our means, devote a ton of money to paying off loan debt. We’ve gotten it all paid off in a couple years out of college.

I had a 7.25% grad school loan on a 15-year term that I paid off in a little over 1 year. Many of my classmates immediately bought a BMW/Mercedes/Audi and took a trip around the world to celebrate graduation. This is a common thing for MBA, Law and Med grads to do (I’m one of these).

If you have back issues, buying a bed isn’t just an investment in a nice thing to have, it’s to prevent further health issues.