Or he could start his own bank, deposit 111,111.12 at the FED and then lend $1,000,000.00 to a friend - he’s just “conjured” $1,000,000.00 based on the promise of repayment. Isn’t our debt system great! (I’m not even sure if that ratio is correct or even required anymore. *sigh*) Not to mention, he can sell the…