31 year old male, married. Live in downtown Chicago. Credit score >820. 2004 Mazda. 2 wrecks(1 my fault, 1 other person fault) in last 4 years. $254/6 months for liability(250/100/10). Was only going to be another $60/yr for comp as well, but the car is paid off and worth probably $2k at most so no need. I also got a…