that’s interesting. I called Fedloan and they said I had to file separately in order to keep it separate. My fear is they will retroactively screw me 1 month before my forgiveness date...(haha can’t put anything past the gov)
bigcity31
bigcity31
NoVolta I love your trolling. This program actually DID EXIST before I started using 90% of my Federal loans(undergrad was most all private loans which I pay separately at $700/month). It’s what allowed me to continue on and actually make grad school a possibility. So no, I did in fact go into my commitment to pay my…
just wanted to clarify i’m public service...not military/law enforcement/firefighter, etc. Just a healthcare worker in a low income non profit hospital with lot’s of federal loans.
at 15% gross income and only applies to federal debt. Also, grad students have federal debt forgiven after 25 tears. Worth noting is that those who don’t work for non profit and do PSLF, and instead do the 20 years(undergrad only) or 25 years(grad loans) at 10% income(under new program) currently will take a massive…
Hey, I’m just playing by the current tax laws. Does a parent who doesn’t need to still claim their child as a dependent? yes. Does someone who owns a house still claim the reduction? yes.
because they wouldn’t gain anything from that. Look at the tax rates.
yes. you pay 15% of your gross income for 10 years(120 payments) to the government while working Full Time (>30 hours/week) for a non profit. Only applies to federal loans, not private loans.
If you file “married filing separately” under IBR, your partner’s income is not included. DO NOT SWITCH TO THE NEW REPAYE system that was approved in this year’s budget. Yes, the %income taken is reduced but regardless of filing status they will include both incomes. Under the older IBR, their income is not included.
Nope. I pay 1100/month for 10 years(120 payments). I have 6years and 9 months left and that is what I pay now so it will actually increase as my pay increases. This will actually be more than my loan balance, but YES-IT WILL BE LESS THAN THE TOTAL BALANCE DUE TO THE 7.75% INTEREST ON FEDERAL LOANS. So essentially, the…
Depends on the person. Most people do them wayyyyyy to deep in an already flexed trunk position and this just kills their lumbar spine.
I changed my withholding at the beginning of the year to prepare for our marriage penalty. We also have to file married filing separately because my federal student loans are monsterous and I’m on track for public loan forgiveness. Side note-my brother and his wife are both lawyers. Just being married costs them an…
or just change your withholding when you get engaged...
Aer Lingus is great....IF...you book through their website. The big advantage is you can pick your seat and print off your boarding pass beforehand(you cannot with going through kayak or cheapoair). It’s literally a few dollars more on Aer Lingus’ website but if something happens you deal with them-otherwise they say…
I was just about to say the same thing about boarding. It makes no sense for the back of the plane to get on last. Everyone ALWAYS gets stuck because people are putting stuff in overhead bins.
why not just call and ask for a higher limit? I called and raised mine from 5000 to 20000 with a 5 min phone call.
fuck. “unroll.me”
Yeah I just started using “unscrollme”. it’s cut down a ton!