If there were so little reason for the Xbox to exist, there wouldn’t be millions of Xboxes in the world. People really need to let the “just build a gaming PC” take die, it just makes you look myopic. 

I mean... the expense is one reason: you could buy a Series X (assuming you could find one) and a fairly barebones PC for your day-to-day PC use and still not come close to the expense of buying (or building) a PC comparable to a Series X. Not to mention people (like me) who just don’t like PC gaming - I just don’t…

The “duh” heard around the world. If anyone thought that Microsoft spent $7.5 billion just to play nice with the other platforms they were pretty deluded.

Many/most of the ten “pillars” of financial independence are worthwhile even if you’re not on a quest to be FIRE. In my observation the biggest hurdle to escaping a continuous cycle of debt is mindset. The whole “keeping up with the Jones’” mentality, especially if it requires someone to stretch beyond their means…

I wonder what Trumps plan is? Oh he doesnt have one...

One thing people tend to also forget in these discussions is inflation, and its impact on rent. No one should buy a home they can’t afford, but if you plan on living in the same area for a long period of time it almost always makes more sense to buy.

I feel like there is something between ‘renting is throwing money away,’ and ‘your home is not an investment.’

It’s literally the last paragraph:

If you can afford a 15-year payment then the added interest is immaterial (or much less than advertised).

This is part of the reason why I’m honestly looking forward to a Biden administration. We need a relatively weak President for a while so we can give Congress a swift kick in the ass to reassert its power. Biden has very little ego (at least, as much as a Presidential candidate can have), and I can see him not putting…

The executive order itself is legal, but largely toothless since he only has the power to defer collection unless Congress does antyhing.

So, basically; it won’t. The entire Trump plan is illegal and unenforceable, and even if it weren’t, amounts to a measly loan only for those already working who don’t need it.

There’s no mechanism to easily make a percentage stimulus payment for everyone. “Give everyone 10% more” riiiight. well. Bob Duckup makes 249 a week in Unemployment and Sally Stupid make 361. sure bob gets 25 extra bucks a week and sally gets 36.. simple to you and me. But they’d need to sit down, figure out how to…

This is a good thing, but $600 without regard for previous earning potential and location is just flat out lazy and causes its own problems. It should probably cap out at 100% of an unemployed person’s average income when combined with state unemployment benefits. I have a friend in the midwest who was making a few…

EYES ON THE ROAD NO LOOKING AROUND YOU ARE SO CLOSE

I’m convinced that most major corporations are just a house of cards — nothing more than accounting tricks to keep their heads barely above water while the executives enrich themselves. Tap one little card at the bottom and everything comes crashing down, except for executive salaries of course. Gotta take care of…

A couple of things:

“...by which time, my house will hopefully be sold,...”

My company pays 100% or our employees’ health insurance and contributes 100% of the HSA limit each year and has been doing so for 10 years. It is truly great of them to do this.