Having been robbed by one of these. The financial institution gets to keep it. My company used one of these plans for one year. They issued us a 'debit card' to use for medical expenses. I live outside of the state where the company is located and the card would not work - when I called they would just say there must…

Sounds more like an, "I'm sorry I got caught." than a real apology. This kid is not in the least ashamed of what they did. And is more concerned with giving an excuse that relieves them of responsibility. They have been pirating music, games and movies all along, so plagiarism comes natural. That culture actually…

I have been using Ting for over 6 months now and am happy with them. Their customer service is great - they actually answer their phone, and the people you talk to seem more interested in solving your problem than in selling you something you don't need.

Where did you think reddit got their stuff? Probably well over 90% comes from other sites - this is not a matter of someone stealing reddit material, all of these type sites get their material from submission by readers, who mostly saw it somewhere else and posted it for your entertainment - because we can't possibly…

All good advice, especially the one about testing. Add making sure your parts actually fit in the case you picked is also a consideration - I recently helped a friend who got a new Video board - and it was too long for his existing case - there was a hard drive cage that could not be moved in the way. The new video…

Not every handicap is patently obvious. My GF has COPD so bad that she has to stop and catch her breath when she walks. But to see her get out of the car, she looks perfectly fine. And walking the 50 feet from the handicapped space to the door she looks OK, but walks slow. Much further than that and she would have to…

Worked with me, My old man was a first sergeant. You didn't get a warning. You did what he said when he first told you to do something. You learned early to jump when he barked. He never beat us, and rarely raised his voice. But what he said - went. Some of it must have rubbed of on me, as all of my now adult…

Where do you think Reddit gets their stuff? A lot of this type of post does not originate there. Redditors desperately in need of karma points 'borrrow' from other sources, (often claiming it to be their own work) and this is one of those they borrow from. Just as lifehacker gets stuff from reddit and other sources.…

The concept that most if not all of the people accepting Government help are moochers is wrong. Only a very small minority actually use those programs as a career to rip off the rest of us who pay taxes to support those programs. Most, well over 90% are on those programs for a very good reason. Yes, abusers should be…

Not a travel agent - Like it said I have been traveling for a long time. Yes, it can cost a bit more for a real travel agent but not as much as you might think. - what does it cost to be stranded somewhere to find that someone else just snagged the last seat out, and another traveler just got the last hotel room in a…

I have been traveling for business a long time - When you first hear your flight may have a problem - even before it is actually canceled. Pick up the phone and call your travel agent - they will be able to lock in a seat on the next available flight - and then cancel it if your flight does go. However, if you used a…

There is an episode of Mythbusters where they compare driving while drunk (yes, they actually had cast members get mildly drunk - NOT sloppy drunk ) with using a cellphone - NOT even nearly as distracting as texting - the results were - Every person tested was at least as bad, if not a worse driver while talking on a…

Done this many times. I traveled for a living and often conventions were being held either at my hotel or one nearby. If they want to check you off on a list just look at the name tags, pick one and say that Jake Smith with xyz company couldn't make it, And you are a last minute substitution. If asked, say you are…

The marriage industry is a racket. They have spent millions to convince young women that they absolutely must spend tens of thousands of dollars of their parents money for the 'perfect' wedding. In the past, most people spent very little on a wedding. They got married in the same church they attended ( typically a…

There are many different techniques used in haggling - all of them can work depending on the person on the other end. I live in the deep south, but learned haggling in post war Japan where haggling is a way of passing the time of day and no price was set in stone no matter what the store - You haggled over the price…

My GF says she wouldn't save anything because she eats off of the $1 menu at McDonalds. Her McD $1 cardboard tasting burger actually costs well over $5 after adding a large fries, a large drink and the gas to drive from work to the nearest McD several miles away.

It depends a lot on are you really going to live there for a while (long enough to build up some equity) or just stay a couple of years and move on. Not long ago, the cost of houses was rising so fast that just 2 to 3 years could mean you could sell for more than enough to make up the difference - today, you had…

My local county recycling center has a table just beyond the big dumpsters for household garbage where they want you to leave any paint - and there is a sign that it is free for the taking. There are usually a dozen or more cans of paint sitting on the table when I drop off the garbage.

Having conducted my own poll - using the simple expedient of actually asking those 'Native Americans' I am either related to or friends with. The typical answer got was Huh? Deeper probing reveals that most haven't given the Redskins name much thought at all. And the same with the Atlanta Braves and Cleveland Indians…

My GF has lived in her current house for 40 years. The address has been changed 10 times during that time. The street has had 4 different names. The house has had several different numbers, and it was originally a RR address (rural route) which was changed several times. The current address is 123 South x road.…