r/fantasy is a great community full of nice people who chat about fantasy novels. Lots of big name published fantasy authors frequent the board as well.

1. Save 10% of your income before you spend anything. Have it automatically transferred to a savings account, directly from your paycheck if possible. Never touch that account except in dire emergencies. Once it’s big enough to cover 6 months of expenses, start transferring the extra money into a retirement account -…

Someone on that game’s dev team is very good at marketing. Kudos to them.

I fucking hate the term “late stage capitalism”. Such arrogance to assume you can predict the course of history, to assume that capitalism has reached a late stage, and we’re on the cusp of some other system. Jameson and Marx can both go stuff their bullshit theories where they’ll never see the light of day again.

Restaurant owners are big boys and girls who are free to decide if UberEats and Seamless make sense for them. I will continue to use those services and not feel even slightly guilty about it.

I met my wife there! She’s lovely. We’ve been together for 4 years now.

This confirms my bias against the use of the word “processed” as a derogatory word. Always struck me as a very unscientific and poorly defined term. If I throw a banana into a blender I’m technically “processing” it, but does that make it any worse for me?

The opening theme to Street Fighter IV - Indestructible by Exile.

Say what you will about Apple as a company, but I’ve always regretted branching out from their products. Maybe I’m just a brainless apple fanboy, but their software rarely gives me trouble like I’ve had with android/windows/linux/etc.

Cool feature - definitely not going to replace plex for me, but maybe useful for people who don’t want to set up a media server.

So glad my mom pushed me into applying for scholarships. Saved me thousands of dollars in student loans. Lots of the scholarships were surprisingly easy to get too, even though I’m a white dude. Probably helped that I had a decent GPA and ACT score, but I didn’t do a lot of extra stuff like service or student politics.

Good chart. Minor quibble: I’d max out HSA before maxing out 401k. The HSA is tax-free forever as long as you spend it on medical expenses. And once you hit 65 you can use your HSA like a regular 401k anyway.

You are supposed to pay taxes on found money: https://turbotax.intuit.com/tax-tips/general/what-to-know-about-taxes-on-found-property/L9BfdKz7N

Not an expert, but I believe it’s because you don’t have to pay taxes on the growth of the Roth IRA. With a traditional IRA you pay taxes on any increase.

Maybe he didn’t know that you can’t just ask someone to give up a dog? Like, maybe he figured it was a request on a similar level to: “Can we not have sugar in the house?” when for a lot of us pet owners it’s really more like: “Could you chop off your legs for me?” (even that might be an understatement!)

I’m trying really hard to work up some empathy and see this dude’s side of the story. Like maybe if my wife owned an army of spiders that had to roam free and she couldn’t part with them.

That’s true if you assume the method of attack is going to be brute force. But I’m also worried about things like the browser extension for the password manager I use being hacked and updated so that it submits my master password to some evil person’s server. Or someone installing a keylogger on a computer I use. Or…

Tip I heard if you’re paranoid about storing all your passwords in one hackable location: don’t put your full password in the password manager. Have it generate part of the password, and then have the other part be something that’s easy for you to remember (could be as simple as adding “123" on the beginning/end of…

You don’t have to invest your 401k money into stocks. You could put it into a bond fund, money market fund, or stable value fund, if you really feel like a crash is imminent.

Some genius politicians think it’s a good way to create jobs. I’d rather be paid to dig ditches and then fill them in again, personally. At least then I wouldn’t be in anyone’s way.