Oh yeah, I think this article is talking about 401k savings, not really personal savings. As long as you have like 3-6 month’s worth of expenses in savings you’re pretty good, I think.

Ah. Well, it doesn’t seem too unrealistic to me, depending on how close you are to 30/how long you spent in school/student loan situation. If you were giving this advice to a 20 year old who only gets raises to match inflation, you’re only asking them to save ~10% a year, which isn’t unreasonable for most people, imo.…

I can’t decide whether you think that number is ridiculously low or ridiculously high.

Nobody ever said on their deathbed “I wish I’d worked 3.8% harder over the holidays.”

If you have a wells fargo credit card and use it to pay your phone bill, they’ll cover broken/stolen phones. I shattered my screen a few months ago and the repair bill was like $180 at the apple store. Credit card refunded all of that, minus a $25 fee. Pretty sweet benefit that is basically free assuming you pay off…

Unless demand goes to zero because someone comes up with a better cryptocurrency, or it turns out bitcoin is too inconvenient to use, or someone finds a hole in the math that makes it work.

You could be right, but then again, people said the same thing back when bitcoin was hitting $1k back in 2014. “It’s a bubble! Sell now!” And then the price did crash, and everyone laughed at the foolish people who lost a ton of money on bitcoin. And now everyone is eating crow yet again while the price is at new all…

That buzzword kills me. The CEO of my company used this in an email not long ago. Doublespeak straight from 1984 used completely without irony!

Right? Stop trying to put a positive spin on taking away people’s livelihoods, you fuckers. Makes me wanna sunset your corporate-owned ass with a baseball bat.

Not sure if this qualifies, but I really hate all the terms companies use to try and soften the word “layoffs”. Stuff like “rightsizing”, “smartsizing”, “workforce optimization”.

Are you sure something has “changed”? Some people just don’t like their families. It’s not complicated, it’s very simple - being trapped in an enclosed space with 30-60 people I barely know or actively dislike is not a good time.

If thanksgiving was just for me and my immediate family members, I’d feel the same way. Unfortunately, both my family and my wife’s family insist on having massive family-reunion-style gatherings with relatives I barely know (and relatives I know well, but dislike a lot). It’s not a pleasant experience, and definitely…

Comcast has repeatedly been voted the worst company in america. Everyone I know despises them. And yet, they are the only high speed internet company in my area, so everyone is still a customer.

M’lady wife is well pleased by thine efforts! We shall feast upon roast leg of turkey posthaste, and toast thy health!

Writing things badly the first time is extremely common and (in my opinion) extremely good advice.

3 does seem like the right number, at least for me. I can do more than that for a short period of time (2-3 weeks), but then I start dropping things. With 3, I’ve found that I can more-or-less keep it up for months at a time. Cliche though it sounds, self improvement is truly a marathon, not a sprint.

Insurance companies just jacked up their prices by insane amounts, and taxpayers are now footing the bill for that price increase. Seems pretty messed up to me! Why exactly do we need to funnel government money into insurance companies?

I haven’t read that anywhere. If so, middle class families who itemized before would be worse off. Where are you hearing that info?

Wow, really? I didn’t know that! Consider me educated.

I hear you, but how many lower/middle income people were itemizing? With the doubled standard deduction, the majority of people who were deducting student loan interest will be better off anyway.