I like it!!! My plans are similar, take carw of my family (my family is pretty small now so that isnt difficult), set up a trust fund for my daughter, I do not have any major debts but I do own a small business and I have ambitions of starting another business within the next 10yrs that would need to mature into a…

This is not true at all... the money is in fact inheritable, of you die the money is attached to your estate.