I’m still not seeing how this is supposed to work in your favor. If you think you can get a 4% loan, re-fi loan 1 at 4% and re-fi loan 2 at 4%, and keep them separate. The savings will be the same. Lumping them together doesn’t really help you.

It’s mostly still no. Even private student loans die with the borrower, and only a co-signer would be liable. They don’t pass on to the estate, unless they are in a community property state (only 9 of those), and even some of them have specific exceptions for student loans.

Exactly. I can’t think of a scenario that would merit lumping them all together into one. It’s all risk, no reward. Maybe if one spouse had much better credit than the other, and the bad credit spouse had the lion’s share of the debt. Then, maybe, it might be worth it if co-signing significantly reduces the interest…

Why would you? There is no reason for you to take on her debt, or vice versa. As it stands now, if - heaven forbid - one of you should die, then that spouse’s debt dies too. The lender can’t come after the surviving spouse for the other’s debt. If you consolidated them into one loan, then the surviving spouse will be…

They’re staying forever because Obama will be on the Supreme Court!

Eggs! They were kept for their eggs! Is this so freaking complicated?

I use the Podcast Addict app for android.

I know. I assume the SYSK Army will be here momentarily to rectify that oversight. And Thrilling Adventure Hour is great, but not really for kids, either in its humor or overall sensibility.

Wow. Good luck, sounds like an awful place to teach. I do question her choice of citing the Pope as authority, though. Most of those fringe-y evangelicals don’t think Catholics are Christians either, so citing the Pope is like citing Christopher Hitchens or President Obama for all the good it will do.

Those grapes sure taste sour, don’t they Georgie. J.J.’s gem of a movie is going to haul in more than you sold the the franchise for, and that’s just the first of five likely gold mines.

It’s a scout. They’re coming for us. Don’t say you weren’t warned.

Mostly money. I was paying $175/mo for things I never watched, most of which was available on Hulu or via free OTA broadcast. Now I have a Tablo DVR, and a Roku for Hulu, Netflix, Amazon, Google Play, etc, and I pay about $75 for internet and subscriptions.

I keep it in airplane mode, except for when I actively need to use wifi. Battery lasts 5 days or so.

I keep it in airplane mode, except for when I actively need to use wifi. Battery lasts 5 days or so.

It’s ridiculous. Especially because in the companion article, Chevy Chase (DC-Metro area) is one of the most expensive places to live.

I know. But they are still ROTC programs. The original post here claimed that they are not ROTC, but some 4th commissioning source. They are not a 4th commissioning source, they are ROTC programs.

The Citadel, as well as a number of other military schools, like VMI, are ROTC programs.

What is wrong with New Yorkers? The subways are overrun by rats. They're just out and about, in daylight - and those are just the ones you see. Can you imagine the festering hordes hiding in the tunnels? And you people can't even be bothered to enact common-sense restrictions, like no eating or drinking on the subway.…

The University of Texas is a state entity, and a government actor. Therefore, unlike a private institution or a private individual, it is restrained by the First Amendment, and cannot infringe on its students' protected speech.

"Conservative Action Starts Here" a.k.a. "C.A.S.H."

Don't mind the beam in her eye, she's busy pointing out splinters in yours.