Could I get ungreyed maybe? Would be nice.

Depending on when you decide to start savings, you essentially lose whatever time it takes to fund that initial deposit. On the other hand, each $15 investment “matures” every 12 months.

I would recommend noting that the source article says that investing ~$5500 every year is what results in the ~$700k nest egg. The way you have it written, it seems like just that initial investment of $5500 grows into the $700k.

It’s obvious that the math doesn’t work out for the latter but for clarity’s sake...

When I was offered my position last year, they offered $80k and 2 weeks vacation. I then asked for $85k and told them I currently received 4.5 weeks vacation. They immediately accepted the $85k and we negotiated to 3 weeks vacation.

Cutting plywood without a circular or table saw is rough going. A basic circular saw will set you back no more than $40 and will open you up to a lot more projects. However, if acquiring one isn’t possible, you could conceivably make the cuts with a hand saw but the job would take forever and you probably wouldn’t…

Let’s do some math from my own personal experiences in the Chicago suburbs.
Single: 1 bedroom apartment ($900/month)
Married with 1 child: 3 bedroom town home ($1600/month) [Need an office now that I can’t work out of my living room]