Mostly it's not dual channel. I operate nearly everything in my house on the 5 Ghz frequency. Plus I have a whole network setup on my personal router with tweaks that work well with Serviio and other in home streaming software. It took a while to get just right and I don't want to go through the same trial and…

I'm renting a house so I wasn't there for the install, but my ONT and battery backup are two separate boxes. It could be an older setup and they have now streamlined the hardware into one box. My ONT is on the side of the house next to the power meter, and the battery backup runs through the wall and into the garage.

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What issue are you talking about? We got a Nexus 10 around last Christmas and haven't had a single issue with it while running stock Android. I think the latest update may have introduced a small hiccup in syncing with the google servers since the wifi connection will show in grey and not blue. But I'm still able…

Yeah, my wife is nearly 4 years into her Air Force career. She unfortunately got the degrees first so she has nearly as much debt as me. The AF isn't nearly as helpful in loan repayment as some of the other branches. She'll do at least 10 to hit the mark for student loan forgiveness and will most likely do at least…

There is a lot of good advice here and perhaps I can expand on it a little. When I went off to school I was either ignorant to a lot of this type of advice or simply ignored it. My parents are both in education and have master's degrees. The plan is quite simple to them... go off to school, get a degree, get a job,…

This is one of the reasons I didn't immediately upgrade to the Xbox One. I want the first gen of the consoles to be publicly tested and all the bugs to be worked out. I'm a huge CoD fan and preordered it, I don't wish to buy a 2nd version of the same game. I'll probably upgrade when another game I want to play…

Yes, if he doesn't qualify for early forgiveness then it would take 25 years to finish. Obviously, if he can now afford to stay on a 10 year repayment plan then that is the way to go because it saves money in the long run. But these options exist for people that have crushing loan payments when they have the least…

Financial hardship in terms of the IBR plan is if your loan payment is more than 15% of your discretionary income. Discretionary income is the amount you make over 150% of the poverty limit. So the poverty limit is something like 11,500 for an individual. 150% of that amount is 17250 and 15% of that comes out to…

In my admittedly limited experience, I've had nothing but excellent experience with HP. My first desktop computer was an HP when I went off to college. It lasted me about 5 years when I wanted more power.

Yeah, getting the paperwork in order is a huge pain. My wife is in the Air Force so her pay stubs have a lot of stipends that aren't considered taxable income. She joined the service the same year we consolidated her loans, so our tax return wasn't an accurate representation of our income. So we submitted paystubs,…

I've not heard anything about this. I have only seen that if you are enrolled in one of the IBR, ICR, or PAYE plans and work for a non-profit organization then you qualify for public service loan forgiveness. The stipulation being that it's 120 payments while employed in public service and never missed a payment. …

I was originally on the ICR plan and it is almost identical. IBR has the same stipulation that both our loan payments are figured together. So they figure out our total loan payment with both our salaries and total loan amount considered rather than doing it separately. This way, our two loan payments together…

The IBR plan is a lifesaver. My wife and I graduated in 2009/2010 and now have over $125,000 in loans. I would do a lot of thing differently now if I could go back, but I can't and we are stuck with it. Unfortunately, we chose expensive degrees with poor job prospects. I now work out of my degree field and we both…

Federal student loans are always available so keep that in mind as a backup plan, but avoid them like their the devil. I'm 28, my wife and I both have masters degrees, but working jobs that only require a bachelors. We graduated in 2009/2010 respectively and have combined over 125k in loans, even after I received a…

Oh wow, definitely not what I was expecting. In your case it's a very difficult situation due to the uniqueness to the vehicle. I've heard of similar cases of a 25 year old car that was just an errand-runner that sat in a garage except on Sundays to go to church and buy groceries. After 25 years it's in immaculate…

I'm guessing you went with a lawyer that thinks you have a good chance. In my experience, insurance companies take complaints from the insurance commissioner very seriously and they usually don't go so far as bad faith claims. The ones that usually get that far, typically go the insurance companies way, especially…

You aren't kidding about hail claims having huge payouts. The time it takes to remove 100 tiny dents isn't worth it and most places will just replace that entire part. In a significant storm, that could mean replacing every single exterior panel. In my time working claims, I saw hail storms total $30,000 cars. Not…

Oh wow, sounds like I was preaching to the choir. Also, your fiance sounds exactly like my wife. More space just means more cat stuff to fill it with. But definitely try the air can, it's our last resort but it's the most effective.

One caveat that I think should be made clear to this. Any insurance company is only obligated to return a vehicle, or home, to it's original condition immediately before the damage. The precise term is indemnification. The insurance is not meant to return a vehicle to better condition, merely to what it was before…

I worked claims at GEICO for a few years but am in no way trying to lobby for them. Just offering some insight from from the inside. It sounds like your adjuster wasn't the most pleasant to deal with, unfortunately that job does that to you.