I was also approved for the CSR, and want to downgrade my Feb 2016 opened CSP before I get hit with the annual fee next year. I've heard that Chase won't allow you to downgrade to the Freedom Unlimited if you've had the card less than a year. What's your experience or understanding on this?

I was also approved for the CSR, and want to downgrade my Feb 2016 opened CSP before I get hit with the annual fee…