I come out of the balancing your checkbook with a pen school too, and even so, when banks re-order transactions, a $0.20 mistake can cause large fees. And to be fair, it’s totally human to make such mistakes when you don’t actually have enough money to cover your basic expenses. I’ve actually gone grocery shopping…

:))). I remember at my first office job just staring at the beige cubicle wall and smiling feeling this profound relief! Hard to relate that story to everyone!

Very true.

I’ve had times when I’ve done well, and times (like now) when I am struggling to survive. One thing that gets a lot of people in America is that most families expect you to move out at the age of 18 and will often kick you out. For myself, living with and therefore sharing expenses with my parents was not an option…

My rent check has bounced 3 times because my landlord waits more than 2 weeks to cash it. I’ve complained to no avail, so now I just pay 3 weeks late so they rush it to the bank. Problem solved and so far no late payment fees, because he knows why I’m doing it.

Luck accounts for so much of what happens to us in life but everyone wants to assign blame or take credit. If you don’t see the hand it plays in your life, your eyes are closed.

When I worked at a small grocery store, we all had a 15% discount... but when we rang each other out that turned into more like a 50% discount.

Here’s one idea that would definitely help: $15/hr minimum wage. Personally I think it should be $20.

. If you could fix my decade of poverty with three paragraphs of suggestions, don’t you think I might have stumbled on those answers at some point?

I once replaced a fuel filter using the parts manual at Trak Auto and my eyeballs, nothing else. I was pretty sure the car was gonna blow up when I started it after I was done, but it worked, so, you can figure it out yourself. BUT that took me hours. Plus I was able to drive my car to the Trak Auto, wouldn’t have…

I’ve done self car repair, and in addition to being truly fucking TERRIFYING, it takes hours upon hours. Some people just don’t have that.

I’ve also become adept at managing difficult public transit systems (2 hour rides that involve 2 bus transfers) but when you have kids or another similarly complicated life situation it becomes an unbearable burden trying to get them to all their appointments and daycare as well as yourself where you need to go. It…

I live over an hour from the area in my city where EVERYONE works, and it was difficult to qualify for that apartment given my income and credit. Not all of us get to choose where we live, I’d MUCH rather live somewhere else.

This is so true and when you can’t pay for services literally all your time is taken away from you. I’ve left my house filthy and foregone cooking just to be able to spend a little real time with my kids on weekends, and frankly I’m lucky to have weekends. I’m so behind that I actually just applied for a couple of…

I’m an avid vegan home cook with a dozen or so really well balanced recipes that I’ve used for years. I’ve been seriously broke now for a few years and currently I have a job that works me 12 hours a day. As a result, my kids eat a whole lot of prepared food. I know better and can prepare better but the food I make…

I love that you think rich basketball players need women who are willing to “take a chance” on them. What is the subtext here??? Can’t figure out.

Apparently she also took an addiction epidemiology class. Too bad NYU doesn’t offer sensitivity training but that’d definitely be off-brand for them.

Well, looks like they’re not as petty as you and they are focusing on more important things like helping Lamar deal with the consequences of his tragic battle with addiction. Jesus, get a heartbeat.

In a restaurant that has several options which would all qualify, this is really rude and inconsiderate. That said, personally, salsa is not dip. Dip to me is liquified, as in you dip your chip in and it sticks to it. Salsa does not do this. But I imagine it’s different for everyone, therefore, when you order, be…

why would you wear underpants in bed