The longer answer is that Everplans doesn't access or use your most sensitive personal information (e.g. bank information, wills, health information, etc.). That's your information. It's encrypted in our database and is only unencrypted by you when you log in to view/modify your information or when your deputy logs in…

Everplans Co-founder here. The short answer is that we're not happy with that language in the Beta agreements either. A lot of it is boiler-plate-ish language that was left over from when we were primarily a content website. Our services have evolved faster than the language in our TOS and PP has. For the past several…