The employee cannot sue under workers compensation law. The wife and each child can sue under employers liability, which is a part of the dealer’s Workers Compensation and Employers Liability insurance policy. That being said, the dealer probably has a policy limit of $100k, so the lawyer is looking for money from…

Tom, as someone who is licensed in all 50 states to sell insurance, I would strongly suggest that anyone with questions about their insurance contact their own agent directly or the insurance carrier.

Depending on the source and cause of the fire, you may have a claim against your neighbor’s renters insurance policy (if they have one). If your neighbor was negligent, then their liability insurance may help cover your costs. I would find out who their insurance company is before your landlord’s claim eats up the…

Keep in mind that Tom Harkin was the junior Senator from Iowa when he ran for President. There is no surprise that the voters that elected him to the Senate also gave him a caucus victory.