I agree with you completely except now I have a toddler. I used to do just this... when it was done just open it and pull the top rack out enough to prop the door open but not have it be open all the way. 30 min later I’d put everything away and it was all dry. Now that I have a toddler I can’t leave it open any…

If you’re opening the dishwasher at the end of the cycle to put in the towel, you can just open the dishwasher and let the steam out, no towel required.

I used to use YNAB, and it did help me get my spending under control, but these days I just use a spreadsheet. The most useful thing about YNAB wasn’t the expense tracking but the education that came with it, mostly learning to avoid the “credit card float.” After that, I realized that it didn’t really matter that…