because Car fax messed up you won't buy a used car again? How is that logical ? I've never used Car Fax when buying or selling used cars and I don't see why it's necessary. My last 3 cars including my current one were all used . I really enjoy not taking the depreciation hit you get with new cars.

True fact. Alcohol affects me the same way caffeine does.

My taxes are simple, so easy that a 5 year old could do them. If I paid someone else to do them, I'd be admitting that a 5 year-old is smarted than I am. So, I continue to do them every year.

I am with you! Hi try to pay my taxes so that I owe nothing and they owe me nothing. That way there is no waiting for a refund or no sending of money.

I'll bet at today's interest rates that you raked in a ton of cash!

Don't use your emergency fund to pay off debt..it's for emergencies only! Heloc's can changed or cancelled any time the bank feels like it, so don't include them in your financial plans.

I think that you can back up your iPhone apps by copying the apps folder underneath the iTunes folder to a back up storage device (HD, cloud, w/e ), and then restore late. What I don't know is if Apple can revoke a certificate for an application that would effectively disable it. 3 years after this application has…

If you buy this app, you need to
1) get a refund for the app
2) package you phone for shipping
3) ship it to Apple
4) get a plain, dumb phone because you aren't ready for technology.

I haven't seen a spark plug for at least 15 years. It's just not one of those things where I take my car to the shop, and they tell me 'we changed your spark plugs' and I'm like 'great, did you leave me one in the glove compartment? I need to it to smash windows.' - said no one ever.

Personally, I don't have a problem if Apple copies features from other OS's, as long as they only copy the good ideas and let the bad ones lie.

You should pay cash for the car. Financing not only costs you extra in interest, it also causes stress because you have a monthly obligation to satisfy, even if you lose your job or have a decrease in income.

I have Apple TV 3's connected to TV's in the living room and the master bedroom. I use them primary as Plexconnect clients to play video from my Plex Media Server, but sometimes I use them to watch Netflix movies as well.

I'm going to parrot Clark Howard on this topic. Never borrow against 401k's or withdraw from IRA's . You can't easily replace the investments by catching up, and you lose the growth of you investments. don't invest money that you'll need in less than 5 years. Finally, don't buy a home if you won't live in it for at…

Great points! I agree completely.

Colonel Sanders became a millionaire at around 65 yrs of age. Do what he did.

I'm so disappointed. I read the title as 'How to have an unexpected Windfall' . it's no use learning how to handle it if you don't have one.

Myth- you have to pay interest to have good credit.
Truth- No. you can use credit cards and pay off the balance in full each month. This gets you positive scores in the payment history, available credit, and percentage utilization areas of the FICO score. And it costs you nothing in interest. You do technically have…

I have this down. My normal work space is at my employer's office. my creative space at home. done.

The 'I'm endowed and available' workout, of course!

Good points. Where I'm retiring the house is already paid for, and I won't need a car. My current expenses related to work( travel, parking, work attire, etc) won't exist either. I'm going to be able to live a lot less in retirement than what it takes to live today, so using today's expenses to calculate what I'll…