A good friend of mine made a mistake on her taxes one year (she calculated the penalty for cashing out her 401(k) incorrectly) and underpaid by several thousand dollars. She also had substantial debt from serious health problems while she was uninsured, so she was no stranger to debt collectors, and she said dealing…

I get it, IRS. This is basically a no-cost way of recovering monies. And you will. But do you not realize that you’re an agency with a bit of an image problem and you have now gotten into bed with an industry with an even bigger image problem?

So now every American >65 years old is going to get call after call after call trying to scam them. This might be generalizing, but I have a better chance of knowing I don’t owe the IRS than my 85 year old Grandma with a USPS pension living in a town of 400 with an 8th grade education.

Nice fucking going, IRS. You took the one given we had with the robocalls—that they were 100% fake, no exceptions—and have now given them possible legitimacy.

Keep in mind that there are a lot of Americans who think London and Paris and even NYC are impossibly dangerous places to visit.

I’ve been to Mexico many times, including Mexico City. You just have to be smart in terms of which areas you go to and be very aware of taking taxis (don’t, generally, use a car service from your hotel).

What the fuck were you doing in Mexico City that involved barbed wire fences and people terrified of going for a walk?

Kinda is, when you refer to it as an “old call of duty technique”.

Mad Catz has never been a top tier third party peripheral maker, but damned if I’m not sad to see them go. They have been a cornerstone to the gaming industry for a long, long time. RIP Mad Catz.

Not to mention them being notorious for low quality

The younger siblings of the world are pressing X to pay respects

Their products were always of questionable quality, even their tournament sticks. Remember when their SFIV ones didn’t work on your PC?

Ah the IBM Model M we had a ton of these at work about close to 150 or more and my boss one day told me to throw them out. I asked him if I could take a few since we were getting rid of them and he gave me the green light.

And that the actual IRS does not accept ITunes cards as payment of back taxes. If they tell you to go buy ITunes cards then read them the codes off the back it is not the IRS. I am completely boggled by the number of local seniors who have fallen for that.

Assuming you live for 20 years after retiring, the present value of those promised future payments is around $730K, assuming a 6% discount rate. You are also at the mercy of the annuity company, which can go belly-up at any moment; you would become one of many creditors, and would be lucky to get back pennies on the…

Good god. I guess everyone on this site is under 8 years old, because they have no clue what happened before then, and fail to realize the basic idea that past results don’t guarantee future results.

New Chase Amazon Credit Cards are also metal. They sent me an updated one last week, it is really nice.

Apples and oranges. You’re comparing 7% overall gain (capital appreciaton + dividends) to a 5% dividend yield.

That is a HUGE aspect of retirement planning that gets ignored in many finance circles. I’d love to see an article called “How do you convince your spouse to buckle down and save for retirement when s/he comes from a gene pool that rarely lives to see age 60?”

In my mind, my first question was, “Is that $1 MM pre or post-tax?”, and then, “At what age would I get that $1 MM?”