Gotcha .. I guess it’s just weird trying to view Bud as beer.

Says the loser who is broke.

If you are going to be lonely if you don’t have kids, you will be lonely even if you have kids.

Impressive that you did this all on minimum wage. If you make more than that, then your entire argument boils down to “fuck you, I got mine.”

Yeah, and all plans always work out. I for one am glad my taxes will keep you fed while I enjoy my retirement.

Holy shit you have no idea what can happen in a couple years. It is like you are sub 30. You really have no idea what a market drop can do to a 50 year olds plans of retirement.

US treasuries don’t pay much. Not near enough to retire on.

Cash, near liquid means not liquid.

In Sydney that would not get you a shed.

The treatment for this should include sterilization.

Cool, so when your retirement plans fail we can let you die in a gutter right? You are willing to wave all claims to any form of social welfare? Even ayn rand died a moocher.

Because I might actually save money? I have 6 months of income in the bank, do you?

What if it does not work out? If you want to not pay into SS then we have to be allowed to let you starve on the street or be turned away at the ER. You talk a good game now, but when push came to shove ayn rand was a moocher too.

There is a big difference between planning for retirement and a safety net. Stop pretending one is the other.

Social security will likely still be there. Your annuities not so much.

I am not saying you can’t do better. I am saying don’t expect those returns over the long term.

Because no annuities have ever under performed or gone bankrupt. Nope.

Get back to me in 30 years, kiddo.

So what if a depression hits? If it totally bottoms out?

You are ok with the risk of starving in the street? You are ok with ER doctors checking your wallet before they help you?