I’ll assume it’s an average year and not your worst, and if your insurance covers next to everything, $3500 would be 8.75% of your pay. I don’t know your whole situation, but with premiums that low I’d expect there’s some employer contribution as well? Sanders plan calls for a 6.2% contribution from employers and 2.2%…

I agree that it should be included, because it is a cost that’s being paid to employ someone, and there’s some argument that may be made that those costs are taken directly from the employee.

What it doesn’t do is include all the medical spending in your baseline. Throw in your premiums, your employers share as well as all medical spending you have after insurance as a “tax” that you currently pay, and the picture is a lot clearer.

Looking through the FAQ, they state that they include the employer side of the tax increases as well, so his single payer health plan would be a 8.4% increase instead of 2.2% that the worker would see on his check. Having worked at both very large and very small companies, my premiums alone were typically above 8.4%…

If you click further into the opensecrets page for this organization, you can see that U Line has given $7,500, with the remaining several million coming from the Ricketts family (themselves an uber wealthy family with their money coming from founding TD Ameritrade.)

I refocused my efforts to see if there was any secondary data as it relates to distracted driving, and I located this research that has a few years worth of data in a table on page 3 for total crashes. Looking back through a few years’ reports, I pieced together the data from 2005-2013, and, with the exception of 2006…

Very interesting stuff. The table that lists crashes still only lists them when they involve a fatality, though. Makes you wonder if they’ll start to refocus on minimizing crashes in general as the fatality rate falls due to our having safer vehicles.

Bingo. And we can pretty safely assign the decrease in overall fatalities to vehicle safety measures.

And even with the relatively small sample, it looks like the pedestrian fatalities correlate to the overall miles driven as well.

And the unavailability of garages to retrofit, especially in cities.

I’m guessing the second. My account is 10 years old so I’m not too surprised it’d take a while. My wife’s is only 6 years old, and it got the same error. Of course she probably still has more purchases than I do.

Fair warning: if you go from a Frodo-like haircut to a buzzcut like I did, the system won’t recognize you as you. At least it didn’t for me.

Groceries is a bit of an anomaly in that it can fit partly into needs and partly into wants. I know in my shopping there are things I consider to be splurges, but some amount of your grocery expenditures should fall into the needs category.

All your information is correct, and remember to add back in pretax retirement accounts to get your base amount. So to calculate you’d do (category total)/(take home pay + pretax retirement accounts).

That’s not an iPhone.

Yeah I’ve been eyeing the 25mm f1.8 prime lens. The lens that came with the camera has an aperture range of 3.5 to 5.6, it’d be nice to have something that didn’t require as much light.

Yeah I’ve been eyeing the 25mm f1.8 prime lens. The lens that came with the camera has an aperture range of 3.5 to…

That is a pretty excellent price. For those that don’t need the weatherproofing, the Olympus website has the same camera as above reconditioned for $399.99, too.

That is a pretty excellent price. For those that don’t need the weatherproofing, the Olympus website has the same…

Having not written in cursive in probably well over a decade, nearing two at this point, I attempted to write “Can I even write in cursive anymore?” Avery’s looks better than mine, and I subconsciously slipped in a few print letters.

For those having issues visualizing this, this video should give a good idea of how to do them. Picture your elbows tucked in, forefingers facing forward, and rocking forward a bit as you go down, keeping your forearms vertical.

I’m curious what happens when they run out of numbers. Can’t wait for that 399i successor.