So .. how much of your profits is your advisor taking? I’ve been doing investments without any help and my returns are quite a bit higher because I don’t have to pay any middle-man a percentage on everything I invest.

But even if you take a short-term safe investment you can still make about 50% over 5 years, the average mutual fund return is about 8% a year if you really don’t know anything about it. That is still a lot of money if you are talking about 10k starting capital (or more). Obviously people do whatever they want but…

I’ve got a small portfolio of mutual funds, spread over the european market and the emerging markets, that has been returning about 12% every year so far. With 12% a year, if you reinvest your profits automatically to avoid paying income tax, this would basically be a 76% increase over 5 years. Not quite 100% but not…

Nah, he’s just a hot guy. He would look much better in a t-shirt.

Exactly my thoughts, if you wear a suit and don’t tuck in your shirt you are doing it wrong. At least if you are a man, women have a bit more options.

Wow, I guess you weren’t one of the skinny teenagers then.

Shit, there would have been a second funeral if somebody pulled that on me.

Yes! All those people who swear by under $5 wine should really go and have a tasting once, a good tasting, or even a tasting menu with matched wine. I used to be one of those people but boy did my partner change my mind after taking me to tastings with him.

If you just grab a random $24 bottle of wine from the store you aren’t a wine snob, you are just stupid. Every wine tastes different, you won’t like them all regardless of price and you will definitely not remember every bottle you ever tried, never buy expensive wine before tasting it somewhere first. I’m not…

I love that you are trying your best to stay reasonable here! I never understood the backlash against people who like expensive wine and this post is again making me very confused. Most people who respond to you are using broad generalizations and linking the same articles over and over while completely ignoring any…

The constitution really doesn’t hold up anymore these days and is, indeed, pretty weak. And it’s little shits like Vince here who are holding back the changes it so desperately needs.

Right? This is a pretty weak excuse and I wonder if some of them truly believe they will be the guerilla heroes of the people if the goverment would need to be overthrown.

Children will emulate others before they can develop their own style. The girl from this post didn’t develop her own style either, she just copied other manga artists. I don’t see why that’s any different from a western child doing the same.

Wait, are you claiming that your place of birth can influence your natural talent for drawing a particular style of cartoon? That’s not how talent development works dude.

‘Grab a piece of paper and walk around the building’, brilliant! My fitness scedule for next week is made!

But see, that was the fun of it. Sometimes you would get a group that was all gearing, sometimes you would have a full raid-geared group just gathering points. It kept things interresting and gave you a feeling of progression that I don’t ever feel in the current LFR.

Going through the daily dungeons to gather enough valor points for raid gear, that was fun as hell. Much better than the current LFR system where nobody really needs to make an effort. I enjoyed gearing up all my toons back then, do a couple of dungeons and daily quests everyday while chatting with the guild, good…

I get that. I got into a relationship without ever having used any apps or websites. I don’t want to look for other people but would love to just play around with these things, I’m a technology geek for a reason.

Don’t worry, the water isn’t running for eight hours. When the machine is full, the water will stop, it doesn’t matter if the tap is still open or not. It’s all related to the pressure they use to actually get the water into your house but I won’t explain all of that here.

They are ignorant about it! PB&J sandwiches are considered standard food for children all over the states, in every class, parents are even eating it as midnight snack which is terrible (any midnight snack is terrible). I’m also not telling any poor person to stop eating anything by saying something about the fat…