Elements is obviously for the milder hobby/enthusiast market, the ones that aren’t professionals and don’t need to make a living from the tools they use. Every version of CC is optimized and is faster than the previous version.

Elements is obviously for the milder hobby/enthusiast market, the ones that aren’t professionals and don’t need to…

When I got a new chip card with a new number this year (even though my existing card already had a chip...), I changed it everywhere except for my gym, and the gym still merrily charges against the old card number every month even 8-some-months later. So they will still process the previous number at some vendors, not…

You don’t have to be traveling to Morocco to run into this - they do this stuff at kiosks at the malls in the U.S. all.the.time. There of course it (is/should be) obvious that they’re trying to sell something, but I cringe when I walk by and see it in action.

Conversely, if you rarely stay at SPG (I’m a Marriott-er myself), it can keep your points from expiring too; it’s not a lot of points, but since I was staying at SPGs only a few times a year, it kept those points from lapsing!

One factor that may/may not matter: With Uber, you can get hotel points from SPG for your rides (you have to sign up for it), and you get double AmEx points. I’m not sure if Lyft has any similar partnerships, but for me those things are worth using Uber.

Ah - I’m the OP, so you meant to reply to FordPintoBeans :)

It’s somewhat complicated, as it involves two different Wills/Trusts where the co-executor of the first estate never set up the Trust that was supposed to be established, then put all of the money into their own Trust per the advise of the other co-executor - whose children were then magically beneficiaries (whereas…

Speaking from (sore and ongoing) experience, your Will will NOT go to much of anyone past lawyers and sleazy relatives. Courts, banks, lawyers, police, distant cousins, etc. have NO vested interest to protect your assets. The most important thing is to name a good executor (NOT a financial institution) and name…

If you want staying power without the matte look, I’ve found that the NARS satin finish lip sticks are pretty amazing; they were a Sephora birthday gift this year, and it’s the first non-matte product that didn’t smear all over my lips or fade in an hour.

I genuinely wonder what exactly it is that all of these misogynistic *expletives* do for a living that allows them to monitor Alerts 24/7 for ANY article ANYWHERE on ANY pro-gender-equality-related topic and spew their sexist nonsense in the comments WITHOUT FAIL. Crimey, it’s got me using caps. We get it, some of you…

Absolutely! But you made me realize another important point, which is that you have to account for the specifics - like you mention yard work/snow removal - for some renters, they have to do that, for some it’s included, and for some home owners it’s covered by a HOA, some not - it’s easy to forget those variables and…

True, but conversely, you’re also getting a tax deduction for interest and certain maintenance/improvement costs, so you also have some more money to invest. So maybe a better way of thinking if it’s worth it or not is to subtract what you think will be ‘lost costs’ - money that you’ll never get back. So, you know…

Sure, I’m definitely over-simplifying, but I think that paragraph in the article does too. I think in the most perfect world one can own a place AND rent something too; I own two places, and rent one out. This means I can more easily get a equity loan for emergency repairs and such (harder to get a loan without…

But it’s also the one that I don’t understand. Let’s say that your rent is $500 and a mortgage is $1000, so a $500 difference. This is saying that you will invest $6k a year - but you’re also pissing away $6k a year in rent that you’ll never see again, no matter what. Conversely, you have $12k that you’re socking into…

But Adobe’s demo doesn’t have much to do with Apple being Apple. Adobe makes Photoshop, not Apple.

No, it is correct. The higher price reflects WiFi+Cellular.

Got one this morning at Barnes and Noble; I think the B&N member thing gave me a discount...

Got one this morning at Barnes and Noble; I think the B&N member thing gave me a discount...

Agreed. But it would be nice if they were paying for her jail stint too!

I’m a fan of investing at least some of your portfolio in the things you love. Yes, do research and yes, diversify, but it’s nice to make sure you have things you invest in that are also things you believe in/enjoy. (I invested in Apple because I loved their computers and, accounting for the two splits the stock has…