I still have that 'car buying mentality' that makes me fear overpaying for something just because the monthly numbers add up. It's not quite the same when buying a house, sure, but I have a hard time feeling like I'm getting a fair deal if I focus too much on the monthly payment. I do, of course, factor it in, but I…

When I had it presented to me it was even worse though - the 200K is AFTER the 20%, so that's 50K down to reduce a 250K house to the 200K zone for the loan. So keep in mind that there's the purchase price and the loan price, and the loan should be 20% less than the price (in theory). I am super-lucky that I had a huge…

This is really interesting, thanks. I went to a couple of banks last week to get a range for what loan I would pre-qualify for. I already own a place (with positive equity, generating rental income) which factors in, but I have a high salary, my husband has a decent salary, I have a good chunk for a down payment, and…

My discounted two cents:

That comment was from November of last year. You must be very vested in wanting to argue a trivial semantic issue. It is buying. It is perhaps not 'owning' but it never has been: software is always licensed for use, so the only thing you can 'own' is a perpetual use license.

I really don't get this logic. Why does every article need to be written for the 'vast majority' of Americans? What kind of twisted logic is that? It's like the people who seem compelled to write on iOS articles who use Android (or vice-versa). If it doesn't apply to you, why is it so bad that something exists that…

Please people, why can't you learn the facts before opening your mouth? He asked her to record him because he wanted to be archived and 'forgot' stuff - he thought his every word was just that precious - and she had been recording him *with his consent and permission* for some time. Why are people trying to defend a…

I've recently begun a similar process; mine takes into account these factors: lifestyle (work, activities, etc.), seasons, sizes, and styles. I'm a big fan of the staple wardrobe, but I also like to try and get clothes that can do double-duty, such as in the gym as well as for weekends, etc. I travel a lot, so I need…

I'm a little late to the party, but how can you tell if an offer is legit and not scammy? I got an inquiry for one of my domains, and they offered an amount. I'm entertaining it, but would want to include related domains I have, ensure a lawyer was involved, and so on...

I am really glad someone mentioned this. Maybe we can hope that the next ten years will bring some awareness that no, not 'everyone' feels, thinks, and does the same way/thing. There's a whole big world out there of people who do not pine about their job, they pine about being abused, being shot at, being bitten by…

I've found that having an iPass account is really useful; no more futzing with GoGo or those little stays at fee-bases wifi areas. I also always have a spare set of cables that just stays packed; laptop charger, phone/tablet charging cable, ethernet adapter, DVI and VGA adapters, headphones, etc. so that I don't have…

My husband and I are definitely different types, but I had to figure out a solution that wouldn't lead to resentment and problems because of it. He is a spender that will spend way above and beyond what he has and frequently has piles of debt. I was fortunate enough to be able to completely pay off all of his debt,…

I understand what you are saying. However, I feel that there is hypocrisy when I see 'news' stories ALL the time with 'journalists' making people uncomfortable and continuing and that not only being accepted, but encouraged (because they're going after 'bad guys' or what have you) as well as YouTube videos where…

So how is that different from gonzo journalism or hidden camera investigations where everyone APPLAUDS the person going after the video despite the subject's protestations? I'm not disagreeing that she was impolite; I am disagreeing that the tech itself makes her a jerk. I have no idea why she was filming what she…

There are several statements that come across to me as being condescending towards anyone who has these; they're expensive and therefore I sense a smarmy 'rich people/tech people = asshole' tone to this. Insinuating that I am the person who this article is about is a pretty lame comeback to me expressing my opinion.…

A bar is a public place on private property. The bar owners are the ones who need to set policies on if people can record patrons or not - whether it be via cell phone, GoPro, Google Glass, pen cam, video camera, parking lot security surveillance, whatever. Someone is out exploring technology and not violating any…

I do think you need to put this in the context of why you care/need acceptance, though. Sometimes it is appropriate to care what others think about they way you're behaving. So I'd place some caveats, like that there are times to speak your mind, and times when doing so is not worth it (but weight that honestly; you…

Last year, I hired someone to do my taxes (even though I had already done them in TurboTax) for two reasons; first, to ensure I hadn't overlooked anything (I hadn't), but mostly because I knew that this year was going to be a LOT more complex and I wanted someone to have familiarity with me and my situation. This…

I kinda disagree with this because it omits the one thing that I think is even more important: what are you doing with the money you aren't saving? Investing in yourself, learning, etc. are the best things you can do with your assets (and learning does not have to equal going into debt at a college). In his example,…

As someone who makes a bit more, I know it is difficult to find people to talk to about money. I do recommend using whatever resources your job provides (financial planners, etc.), or if they don't have any, try your bank. At you age, it's a good idea to sock away as much as you can and live a bit beneath your means…