I am 38 and make 30,000 a year. I’m married to a man who makes just under 90,000. We pay pro-rated amounts into an account for joint expenses but otherwise keep our finances separate. I’m changing careers and will be starting a year-long graduate program next spring. I still have around $20,000 in debt from my…

What would be your best advice for someone in their mid 20's who wants to begin investing? I know how much I have to play with, just unsure on how and where.

Don’t start the way I did. My then-gf and I got the Sunday NYT, which has the magazine and its massive grid. I would get a few clues before angrily giving it up. But I stuck with it. And I realized that my workplace at the time had the local rag, which used recycled NYT puzzles. I started doing these, and eventually…

I like this - but would reverse 4) and 5), because googling the clue is essentially revealing the full answer, right?

It’s going to be the cat, and it’s going to be pissed.

Ask local non-orthodontic dentists for referrals. They know what quality work looks like; your coworkers and family don’t.

Umm...5-spice powder by is not some black market alchemy smuggled into the western world on junk boats. Your previous comment stated that you enjoy the McCormick Pumpkin spice, you should try the McCormick Chinese 5-spice blend.

This feels lowkey racist.

I bought some five spice the other day because I couldn’t get my stir frys to taste right without it. I’m going to try it in my coffee and bourbon (separately).

So... The fact that this article exists is just yet another reason why I have a “No AirBnb” policy. I have already had some bad experiences and don’t need any more. We, as a society, have been working out this Hotel thing for centuries. They’re not perfect, but they are a hell of a lot less shady than most of the…

Looks like they upped it to $25, but that’s still a deal. 

I need to check that out, I like Libib but just noticed their “Pro” version is $9/month.
Give me an app I can use forever and I’ll pay the price. 

Aw wow! Thank you!

Yes, I was told that going to college was the only way to be responsible and successful, and that Federally backed student loans which cannot ever be discharged or written down were a reasonable financial decision.

I get scam calls at least 5 times a day. I send them to voicemail and it’s always some recorded message from either the IRS or “treasury department” threatening to start “the legal proceedings” if I don’t call them back. I also keep getting calls from some fraternal order of police asking for donations. Those are from…

Fair enough!

Imbecile? Were you born with this innate knowledge?

I get calls constantly about how I need to act fast to renew my car warranty before it expires. I drive a 1989 Volvo. It’s warranty likely expired before the caller was born.