www.naca.com is one place to start if you don't have much to put down, as well as look into your local states First Time Homebuyers programs, if available. Typically if you have not owned a home in 3 years or more (renters) you qualify as a first time buyer. Low rates, and deferred down payment loans are often…

If you do give in to what the other wants, keep it the hell to yourself after the fact. The last thing the other person wants to hear is that they were wrong after the deal is done, especially if he/she specifically asked for input beforehand. Speak up next time.

Went on my first cruise at the beginning of the month and had the biggest blast of my life! NO problems here, but that's not to say I did not see my fair share of people being truly disgusting pigs. There's a reason there are sanitizing stations everywhere on the ships.

I thought the internet had officially jumped the shark last year when that how-to-dry-your-hands TED presentation when viral, but I guess I was wrong.

How about the 60% solution? Or a closely related corollary anyways.

I miss grapefruits and grapefruit juice. On meds for high blood pressure and one of the first things my doctor told me was to avoid grapefruit. Sigh.

If you're feeling ill, skip the ginger ale and make ginger tea.

Vote: Winegard FL5500A FlatWave

Also: Don't assume your getting accurate information from just one person. Always gather more information from as many people as possible.

I was just recently pulled over in Illinois just crossing the Mississippi, going cross country from CA to MA. The officer said I was speeding but said he would just issue a warning, he then asked me to come back to the car where he asked me about legal pot in California. He then asked if his K9 could walk around my…

The Wall Street Journal, your one-stop-shop for global finance analysis ... and how to talk to your girlfriend. Thanks Rupert Murdoch!

FOR MEN
When you are not listening

Do not interrupt the other one while he/she is speaking... specially if I am speaking... I will lose the little shit I have left...

Another one: Don't assume the way you communicated with past partners will be the same way you communicate with current partner(s). One person's style might mean they're angry or upset, for another person that same style might just mean they're busy or not much of a talker.

Bonus tip: Be honest. #1 rule.

How long have you been sober?

See also: Anyone with a disability, or who is pregnant, or who has had a long day and is tired, etc. What if there aren't enough chairs and there are people who actually need them who can't sit down? Sounds like a great party.

Part of being a good host is having enough seating for everyone, even if you'd rather they…

This can seriously backfire if you take it too far. I went to an office Christmas party that had about half as many chairs as people, and dinner was served from buffet stations. The result was that the first 30 or so people who got there got seats and many of them put down coats or purses to reserve their coveted…

Better title: Have your guests leave because you are a bad host

I wish lifehacker would do a post on Public Service Loan Forgiveness. I want to shout about it from the mountains.

Federal student loans are always available so keep that in mind as a backup plan, but avoid them like their the devil. I'm 28, my wife and I both have masters degrees, but working jobs that only require a bachelors. We graduated in 2009/2010 respectively and have combined over 125k in loans, even after I received a…