It’s okay, there’s a good chance you’ll find your account following him without any input from you at all. Happened quite a bit last week, and it wasn’t the first time.

They all spy on you? How do Sonos speakers do that without microphones? (whispers) Are they in cahoots with the microwave?

Not-so-funny story - I recently did this with one of my cards, one that had started out as a “builder” card (ie, subprime) several years and issuers ago when my credit stank. I was told a) that the APR was as low as it would ever go; the lowest APR stipulated at the time of issuance was still in effect, and b) I…

That’s the way to do it. I’m up to four Play:1 units now, all open-box items bought over the past couple years. The last one I got cost $155 thanks to a sale Best Buy had last month that drove down the open-box price a similar amount. They’re built *very* solidly, so I’m not too worried about dings and scuffs. 

That’s the way to do it. I’m up to four Play:1 units now, all open-box items bought over the past couple years. The…

To say nothing of the whole “Not only do the super-bright lights alert everyone within a mile to your presence, but also tell snipers precisely where to aim their headshot” thing.

Kind of nostalgic about Astros myself. Drove cross-country nonstop in shifts in one with a group of people way back when. Saw a wild electrical storm on the overnight shift in Nebraska with Vangelis playing on the tape deck. Witnessed the power of highway hypnosis firsthand as I watched my friend repeatedly nod off at…

In their defense, the thought of taking medical care away from children gets them so very, very hard.

Just to clarify, the “ambassador,” Sergey Kislyak, is considered by the US intel community to be Russia’s spy recruiter within the US. Curiously, there has been a lot of contact between Trump, his campaign staff, and many familiar names like Sessions, Manafort, Flynn, Ryan, Tillerson, etc. etc.. Note that his name…

Nah, it’ll be this guy. Name’s Incitatus. Smart fella. Only the best.

It’s for show, same as Manafort and Bannon. He’ll still be there, just out of sight.

One of the best opening songs ever. Definitely sets the mood for the rest of the game.

You misspelled the guy’s name. It’s “Rossignol.”

Can’t comment on the facial animation, but yikes, the whole-body animation is stilted and unnatural, which is saying something when it’s mocap. Blue Pris in particular moves like a stage actor who’s making exaggerated gestures so the people in the back row can see her. Which looks freaky since she’s standing right…

You can get tons of great advice on credit rebuilding at the official FICO forums. I’m now 800+, but started... much lower, let’s say. Credit Karma provides “fako” numbers, but the items in the report are still useful. Creditscorecard.com gives your genuine TransUnion score for free. Creditchecktotal.com is…

Agreed. Here in the real world, people with very little money tend to be more responsible than proverbial trust fund kids precisely because they have to watch every penny. More and more often, people aren’t wealthy or successful because of their own efforts, but because of they had a leg up or flat-out inherited it.…

Really, any loan officer will tell you that anything above 740 is gravy. Having “Exceptional” credit isn’t going to get you anything if “Excellent” is already getting you their best rates. But I agree that they would probably slide the scale for their labels upwards somewhat.

The higher your score, the lower the interest rates. However, the amount is irrelevant. For both revolving and installment loans (credit cards and car/home loans), you get a higher score by making payments on time. On-time payment history is the biggest factor, but the number of *times* you’ve taken out loans and paid…

One of the three bureaus - Equifax - already doesn’t report public record info due to the iffy nature of the sourcing. Or is at least more amenable to removing liens and judgments.

Ah, the good old credit card imprint machines (with the sliding bit that made a “kerchunk” noise). They were still in use in the early ‘90s.

“Credit” literally means “trustworthiness,” so that’s the idea.