OLED anything..the end.

OLED anything..the end.

Just remember that $3,000 is close to $600k over 40 years if invested. $120k over 20 years if invested. Both assuming 7% returns compounded yearly.

I’m totally into FIRE. I have found this calculator to be a great introduction into the 4% rule and how you can pick a safe withdrawal rate.

I think everyone should at least have a drill and an impact driver in their home. Impact drivers are a godsend for all kinds of work and they can function as a low torque impact wrench (with a cheap adapter) for working on cars as well. It’s great to zip off underbody panels and body screws. Some unibody car lugs can…

I think everyone should at least have a drill and an impact driver in their home. Impact drivers are a godsend for…

I’m great at budgeting except for food. Our food spending swings wildly from month to month. It probably doesn’t help that my wife doesn’t shop with a list and shops by guessing what we need and/or what we may like to eat that week. This is not entirely her fault as she is usually tasked with the grocery shopping and…

Yea... I have a similar issue. My budget definitely shifted around. I mean, I’m saving money as public transit (I’m "essential" so still need to get to work) is free... No hair cuts (cutting my own) no lyfts and obviously no needless spending for outings... But if I’m lucky to get groceries, which I’m not on a…

This. I used to expect at our local supermarket an assortment of brands and products, from high end gourmet and organic/locally grown to the store’s generic brand canned goods, and I would plan the week’s meals according to sales and our budget that month. Now, I’m lucky if I can find, say, bread, even though it may…

I have had the same problem. My grocery bill has gone up 25%!

Same on the groceries. It’s nice not to have the same spending on transportation, but I suspect my electric bill from WFH and just being around in general is going to wipe out those savings.

Helping a family member out. They’re self employed and their business is reliant on mass gatherings. They’re going to be hurting for a while.

Helping a family member out. They’re self employed and their business is reliant on mass gatherings. They’re going…

I love Costco for certain things, but I’d also add that certain things may be cheaper to just stock up on when the cyclical sales appear at the supermarket. E.g. the 12-pack of pounds of pasta may be cheaper per unit than the normal price at the supermarket, but not necessarily cheaper than the sale price. And pasta…

The Hyatt Card, Free night (and easy to redeem at good properties internationally , and that sign up bonus is very valuable.

The Hyatt Card, Free night (and easy to redeem at good properties internationally , and that sign up bonus is very…

This should have been at the top of their list. Mine are 22 months apart and we’re paying $1500/month which is only slightly less than our mortgage. The eldest starts TK in the fall but it’s only 2.5 hours per day so I’m guessing our costs will remain the same. I’m just lucky we got her into an elementary that’s in…

As long as you were making income-based payments while working at a qualifying employer (e.g., federal/state govt, etc.), then they should qualify. Fill out an Employment Certification Form and they’ll verify the payments and give you a count. If you’re not already with FedLoan, your account should end up being transfe…

We had a Mazda5 and loved it, but it was just a little too small for two rear facing car seats. The middle seats were too close to the front seats. I would buy another in a heartbeat now that both of my kids are front facing.

I think they’ve just changed the program since I consolidated, back in 2006. What I ended up signing up for isn’t available anymore.

Okay.

How about this: